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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    MP should be chasing the tribunal office.
    Just my thoughts :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Susie.

    I'm not one of these that say 'new year new me etc However I am heading into this new year with a total different outlook. A totally different plan and at a totally different situation to where I was this time 12 months ago. I'm happy about that. I hope it continues to improve and I will do everything possible to get us to where we need to be.

    She is Beanie. I don't like posting too much here now because I'm aware things have been taken to real life etc. She's helping. There was a pause why elections where happening and currently she's rather slow but I appreciate her backing and the contacts she's given me access too for when the appeal is heard.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    SusieT wrote: »
    By the time the appeal finally happens, you will have a hell of a lot of ammunition to hit them with. All the hospital visits and extra things you have to do will fill a book, how they could deny it first time round beats me, I just hope it happens soon for you :(

    I really hope next year is a LOT better for you than this one has been, and that the next few weeks give you a big improvement for DD

    They look at things up to the date of the claim & not beyond that.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yep anything new/progressions from then isn't taken into consideration.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you Susie.

    I'm not one of these that say 'new year new me etc However I am heading into this new year with a total different outlook. A totally different plan and at a totally different situation to where I was this time 12 months ago. I'm happy about that. I hope it continues to improve and I will do everything possible to get us to where we need to be.

    She is Beanie. I don't like posting too much here now because I'm aware things have been taken to real life etc. She's helping. There was a pause why elections where happening and currently she's rather slow but I appreciate her backing and the contacts she's given me access too for when the appeal is heard.

    x

    Good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 31 December 2019 at 9:22PM
    :beer: Happy New Year Wannabe! :beer:
    Here's hoping that 2020 brings you ALL the good things that you are The Smalls deserve and that the DLA appeal is finally heard and is finally found in your favour.


    Here's the to start of a new decade of happiness, health (as much as possible) and hopefully wealth. xxx :T
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi WB :) Just wanted to wish you and the DC's a Happy New Year. I really do hope that while it might not start out great it ends up being a good one for you in more ways than one. xx
  • 24ta
    24ta Posts: 267 Forumite
    Part of the Furniture 100 Posts
    Delurking,
    Wishing you and the smalls a happy and healthy new year :)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you I hope 2020 is nice to you all too :D

    I'm determined this year will be better than last.

    This month will be the last month we struggle as much as we do. We've got through with the help of others from support, to food, to gifts and everything else. I feel like I'm already counting on these changes working and things being a lot better come February. But even if these changes don't work as well as hoped things will still be different come then. This is an opportunity I had to take and pray it works out if not we'll still come out stronger than before.

    The light really is shining bright at the end of the tunnel. I want to be able to make plans for the rest of the year. Have fun and create more memories doing fun things. I want to know we'll keep the roof over our head. Not worry about food and heating and just know the basics are covered. That's the goal for the beginning of the year.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Cherryfudge
    Cherryfudge Posts: 13,369 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Loads of good wishes for the coming year, Wannabe. :) What ever happens, it will be better because you're in it x
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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