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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Hope all is well.
In case I don't get on again, hope you all have a lovely Christmas
:xmastree::xmastree::xmastree:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
I hope you and the smalls have a wonderful Christmas together xx0
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You are very quiet.
Hope you are all ok xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
i have just caught up - i tend to read once a week, when i have a few hours spare to catch up on diaries etc.
stupid people do stupid things, re the PM, ignore them. they are probably jealous of the support you get on here.
i have sent you a PM,0 -
Sorry for my silence
We have been completely wrapped up in xmas activities. Crafting. Baking and delivering homemade biscuits to the care home. Carol service with the SA. Then DS was hit with the virus and had a temp 40+ and feeling pretty horrid. I think he's feeling a bit brighter today and has managed some lunch.
We are all ready for Xmas. We are going to bake some biscuits for us now they've given all the others away and of course one to leave out for Santa.
We have sausage casserole for dinner tonight. I still have some crafty things on the plan for tomorrow to keep them entertained. Youngest seems well (apart from the lack of sleep and hunger only those who have been/seen extreme steroids cause can understand) but she's happy and excited.
Hope you all have a wonderful xmas.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Just catching up Wannabe. Hope you are having a wonderful few festive days with the smalls. I’m sure the nasty troll that sent you such a pathetic message is insanely jealous of the happy and loving times you are all having.
Happy Christmas to all of you XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Enjoy
x I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Glad you're all ready for Christmas and have been enjoying Christmas festivities
Hope DS feels better soon.
When Mr SA was on steroids to reduce swelling in his brain (tumour) he ate for England. Polished off a whole box of Scottish shortbread in one sitting.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Merry Christmas to you, Wannabe - and The Smalls! :j:xmastree:Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
It sounds like you're having a lovely Christmassy time with the smalls :xmassign: :xmastree:. I hope DS continues to get better.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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