We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
-
That's a pain being unsure about tomorrow but hang on in there, you never know. You've a lot of time to just sit and think at the moment so no wonder you're worrying about everything. Easy for me to say I know, but try to take each day as it comes. I really hope you get home for Saturday though. xx0
-
That's a pain being unsure about tomorrow but hang on in there, you never know. You've a lot of time to just sit and think at the moment so no wonder you're worrying about everything. Easy for me to say I know, but try to take each day as it comes. I really hope you get home for Saturday though. xx
From me too
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A chippy tea won’t do anyone any harm - it’s not as if it’s regular. I hope you are home for weekend but it’s no good going home before she’s ready and ending up doing an emergency run in the middle of the night again. Hang on in there.January spends - £587.580
-
Fingers crossed you're home for the weekend. I can't believe their dad has been so unhelpful. I'm apalled that the people in your life who should be helping aren't.
Sending good vibes and hugs your way xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
I'm glad you were able to get chips - and a 'proper' meal - and that the youngest is catching up on some sleep. You're an absolute wonder juggling all this and if you run better on coffee, who has the right to say otherwise?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Thank you x
Morning
No change really here. Still waiting for things to settle and get back to normal numbers and things.
No change on the financials. Not paying anything yet until we know when we will be home. Or we won't be able to eat and get to school etc
By next week we should be back to normal and then I'll play catch up.
Hope you all have a wonderful day and thank you again for all the replies and support
xx“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope your out by the weekend wannabe xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
-
Hope you manage to get out soon xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
Good work doing the chippy tea thing - easier. cheaper and probably far more enjoyable!
Hope things are settling down a bit now and you do get home for the weekend. With DS how about asking him if he'd prefer a bought cake on his actual birthday, or whether he'd rather he gets to choose another day to celebrate his birthday and you'll make him a cake for then? Strikes me that they might actually prefer to wait a bit for a home made one, from what you've said?🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Fingers crossed you get home this weekend for a little bit of normal-ness for you all, but of course not at the detriment of DD2's treatment.
Positive vibes and virtual hugs.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards