We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

“Rock bottom became the solid foundation on which I rebuilt my life.”

1327328330332333827

Comments

  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    So productive day although still not really any further forward in anything important :cool:

    Meeting went well. DLA are still waiting for the things from consultant so I've now arranged to collect a copy myself and send them. I will collect them Monday when they are ready and send first class. If I have any problems they are aware I have spoken to the MP and have her help should it be needed.

    While in town I went to drop youngests birth certificate into housing so they have proof I have a nearly 5 year old living with me *rolls eyes*

    I also went for coffee :o It was past lunch time and I just needed 5 minutes. Shouldn't have really spent but I won't spend anything else now. Then went food shopping in Aldi because I was near it and spent £16.95 :cool: Stuck to the list so annoyed I went over budget :o So I definitely won't be food shopping again this week.

    Rushed home, put the shopping away and straight back out to school. DD was over the moon but has been a terror since coming home winding the other two up! Youngest fell over which started the tears and I think all 3 of them are tired after a busy week at school. So they are eating now then they can have a bath and watch a movie in bed early.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We were terrible for winding each other up when we were little. It's all character building as long as they can all give as good as they get :D

    Your food budget is tight so I really don't think you should berate yourself for going £1.95 over - not to the extent where you can't treat yourself to a coffee anyway.

    Bet housing would know if somebody was living there who they could get money out of! Do you think when they have a record of DD2 it could make a difference to any benefits you get in a positive way? x
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I don't think so Teafor2 and I'm sure I've taken her birth certificate before. Like why wouldn't they have asked when we where at court etc over the arrears and she was the main reason the arrears built up. Well not her but her being poorly. It's strange they have asked for it now.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • I think it’s amazing that you ‘only’ spent £16.95, so don’t beat yourself up over it.

    My 2 had a massive argument within 5 minutes of getting home from their respective schools. Welcome to the weekend :eek: Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I don't think so Teafor2 and I'm sure I've taken her birth certificate before. Like why wouldn't they have asked when we where at court etc over the arrears and she was the main reason the arrears built up. Well not her but her being poorly. It's strange they have asked for it now.

    x
    They sound like one half doesn't know what the other half is doing :mad:.

    I'm glad you saw your MP and got your food shop done. You deserve that coffee and it will have done you good :T. I really hope the DLA gets sorted out really soon now.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I think because on the needed list where some toiletries and washing powder it pushed it up more than I'd like but we couldn't manage without.

    I feel like I could fall asleep sat up and my heads sore. I've took some painkillers and the smalls are getting in the bath. Bet I still don't get to sleep any earlier :cool:

    Hope you've all had a good day and thank you for all your replies
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Toiletries and washing powder always push up my spend too, but as you say you've got to have them.

    I hope you manage to get a good night's sleep tonight.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you HH x

    Smalls are all in bed :)

    Have some cleaning I want to get done and the uniform is drying so I can get it ironed. Have ticked quite a lot of my list today so going to add some more things. I really hope it's dry tomorrow as I want to clean outside and the doors/windows.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • System
    System Posts: 178,377 Community Admin
    10,000 Posts Photogenic Name Dropper
    WF glad you got to see the MP I hope she turns up trumps for you . No way would I berate yourself for spending £16.95 on a shop. It's about what I usually spend but only difference is there is only me .

    Which coffee shop do you like and your favourite coffee ?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • beanielou
    beanielou Posts: 96,875 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I suppose sadly the problem for WB is that she really cannot afford to go over budget at all.
    So flipping sad buying a wee coffee & going two quid over on on food spends makes such a difference.

    I just cannot believe this is how people are to live if they are noy going to depend on credit. :mad: :mad: :sad: :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.