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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Hope DD is getting a bit better and you are an amazing mum!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you so much for the replies. I was worried it would offend someone :o It's just hard looking back at photos etc that this time 4 years ago she was the 'perfect healthy' newborn. We where all so excited etc. Yet we only got 2 weeks of the happiness before it was taken away and what a journey it's been since!

    Anyway she seems to still be going in the right direction again. We are mainly dealing with the side effects of the meds (yep not even 2 hours sleep :cool:) Least she's feeling better though.

    Mse ways have mainly been stuck too. Didn't eat takeaways or spend on lots of rubbish. She loved her birthday gifts/cards and cake. I think she had an amazing day even if the most was spent in her downstairs bed. She loves the attention.

    Hope everyone is well, will try and catch up over the weekend x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Nice to see you back . Hope the wee one continues to improve.
    Have adventures. laugh a lot and always be kind.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    March Goals

    Money (Balances 1st March)

    Council Tax [STRIKE]£2450[/STRIKE] £2400 (£50 paid)
    Rent [STRIKE]£3040[/STRIKE] £2990 (£50 paid)

    Budget
    Food £100 -
    Spends £40* -

    Savings
    £100 - Holiday fund

    Plans
    [STRIKE]1st March - DD School trip[/STRIKE] Cancelled now the 15th
    [STRIKE]2nd March - DS Birthday [/STRIKE]
    [STRIKE]2nd March - World book day[/STRIKE] Cancelled
    [STRIKE]4th March - DS Party[/STRIKE]
    [STRIKE]8th March - Youngest Birthday[/STRIKE]
    11th March - Mothers Day
    15th March - DD school trip
    16th March - Mum's Birthday
    30th March - Holiday :D

    To Pay
    £375 Rent (£250 Paid)
    £80 Council Tax (£50 Paid)
    £70 Virgin
    £30 Gas (£30 Done)
    £40 Electric (£40 Done)
    £20 Bill 1 (£20 Paid)
    £40 Bill 2
    £0 Bill 3 (£135 Paid)
    £0 Bill 4 (£20 Paid)
    £50 Bill 5 (£50 paid)
    ? Taxi's (Should be the last month of it being loads)

    Planned Spends
    £15 - Mothers day

    Unplanned Spends
    £7.39 - Planner and diary
    £9 - Parcel postage
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yesterday was 10 months into debt busting.

    The only debt's left now are

    Council Tax £2400 (£1319.12 being 18/19 bill)
    Rent arrears £2990 (Which nearly half are the court costs so wasn't included in my balance up until these last few weeks)

    So actual Debt is less than half of those numbers. All going in the right direction

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You are making great progress, well done x
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Very well done. I really can't believe how well you've done. You're such an inspiration.
    Have adventures. laugh a lot and always be kind.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Go wannabe you're doing ever do well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,149 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You've done so well, despite all the setbacks. You should be so proud of what you've achieved xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • You've done brilliantly and will continue to do so, I have no doubt.

    Nice one, Wannabe! :clap:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
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