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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Morning missus :D

    It's Friday YAY!!!

    Have a grand day.

    Be awesome and happy :D
    (((((HUGS)))))
    :A
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Well done on the school reports. Those wee ones are a credit to you.
    Agree that the printer is more of a need than a want these days what with homework etc. Luckily they've come down in price a lot since we bought ours.
    Have a good weekend.
    Have adventures. laugh a lot and always be kind.
  • Yesterday was 10 months into debt busting.

    The only debt's left now are

    Council Tax £2400 (£1319.12 being 18/19 bill)
    Rent arrears £2990 (Which nearly half are the court costs so wasn't included in my balance up until these last few weeks)

    So actual Debt is less than half of those numbers. All going in the right direction

    x

    I've just caught up with your diary Wannabe :). Your debt totals have really come down, well done :T.

    I'm glad the DC all enjoyed their birthdays, what a busy time you've been having :eek:. You are amazing to cope with it all and the hospital visits :T.

    I'm lucky our birthdays are all spaced out, although mine is near mothers day, DH's is near fathers day and DS2's is close to Christmas :rotfl:.

    I think a printer is a need these days due to school work etc, but you can get good ones quite cheaply these days.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congrats on school reports - well done all of you!

    It might be worth working out how much you will want to print per month to help with deciding on a printer. I got one for under £30 a couple of months ago and it has HP 1nstant 1nk which I'd never heard of but seems to be basically PAYG for your cartridge use. Also, Curry5 and T3sco have the cheaper ones so maybe vouchers could come into play?


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Yes the thing to remember with printers is that the ink can be pricey, sometimes more than the price of the printer itself :eek:. Choose a printer which has cheap ink refills to save money overall. Some printers will work with cheap generic ink you can order online.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Great news that everyone is recovering and fan school parents evening reports. Go you!!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • Cherryfudge
    Cherryfudge Posts: 13,392 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another possibility for printers is to get the bottles of ink and refill cartridges yourself. It needs a steady hand but it worked fine for me with our previous printer. I haven't yet worked out if I can do it with the current one.

    How are you W? And the children? I hope the weather isn't being too hard on you or if it is that you can all snuggle under a duvet on the sofa and watch something good on telly. x
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Brilliant news on the school reports WF xx
    Mummytogirls x

  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you all :) Printer £25 from Argos, the ink doesn't look too expensive. I used vouchers from VO so only cost £5 from the bank.. was going well until I decided to get a laminator too :o So £20 spent in Argos yesterday.

    Yesterday was my Mum's birthday so spends there too. Was £45 in Mr T for cake things/flowers and the grocery shop. Will have to work out the amounts, I think about £20 on groceries for us. Then money into her cards rather than a gift so she can get something while on holiday. I really dislike giving money though. It never feels enough.

    Along with paying the bills yesterday it was an expensive kinda day :o

    Everyone around me seemed to enjoy it though and that's important.

    We have some homework bits to do today and I have printed some worksheets for youngest matching the book I ordered (which come today another spend yesterday £4)

    We finished making the finger puppets to go with the book and youngest is so excited to play with them.

    No more birthdays now. Easter isn't really celebrated in our house. We will be away anyway so I will just get them a small chocolate egg or something while we're away.

    Hope everyone is well

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    March Goals

    Money (Balances 1st March)

    Council Tax [STRIKE]£2450[/STRIKE] £2380 (£70 paid)
    Rent [STRIKE]£3040[/STRIKE] £2965 (£75 paid)

    Budget
    Food £100 -
    Spends £40* -

    Savings
    £100 - Holiday fund

    Plans
    [STRIKE]1st March - DD School trip[/STRIKE] Cancelled now the 15th
    [STRIKE]2nd March - DS Birthday [/STRIKE]
    [STRIKE]2nd March - World book day[/STRIKE] Cancelled
    [STRIKE]4th March - DS Party[/STRIKE]
    [STRIKE]8th March - Youngest Birthday[/STRIKE]
    [STRIKE]11th March - Mothers Day [/STRIKE]
    [STRIKE]15th March - DD school trip[/STRIKE]
    [STRIKE]16th March - Mum's Birthday [/STRIKE]
    [STRIKE]16th March - Non uniform - Easter donation[/STRIKE]
    30th March - Holiday :D

    To Pay
    £250 Rent (£375 Paid)
    £60 Council Tax (£70 Paid)
    £0 Virgin (£70 paid)
    £15 Gas (£45 Done)
    £20 Electric (£60 Done)
    £10 Bill 1 (£10 Paid)
    £0 Bill 2 (£40 Paid)
    £0 Bill 3 (£135 Paid)
    £0 Bill 4 (£20 Paid)
    £50 Bill 5 (£50 paid)
    ? Taxi's (Should be the last month of it being loads)

    Planned Spends
    £15 - Mothers day
    £50 - Mum's birthday 'gift'
    £18 - Mum's birthday cake/decorations/cards etc

    Unplanned Spends
    £7.39 - Planner and diary
    £9 - Parcel postage
    £19.78 - Argos (Printer etc)
    £20 - Kids treat (McDonalds etc)
    £4 - DD's book
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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