Buying Brand New Car Qs - Scrappage scheme & Car in partners name

System

paddycharlie wrote: »

My car broke down last week so I have decided to buy a brand new car

So the solution to a repair bill of a few hundred quid on a fairly recent car (given the comments about it not being scrapped) is to spend £10,000+ on depreciation on a new car? Cars break down, even new ones. And given your girlfriend hasn't even yet passed her test do you think it is a good idea to let a brand new inexperienced driver out in a new car?

Seems a bit of a daft decision to me.

AdrianC

All the scrappage schemes are just manufacturer sales incentives - not like the last round, a decade ago, when there was government money involved. Really, it's just a minimum PX deal.

You may well find that you can negotiate a discount similar to the scrappage, or the dealer may be a bit more flexible on the keeper/condition of the traded-in car.

Tom99

AdrianC wrote: »

All the scrappage schemes are just manufacturer sales incentives - not like the last round, a decade ago, when there was government money involved. Really, it's just a minimum PX deal.

You may well find that you can negotiate a discount similar to the scrappage, or the dealer may be a bit more flexible on the keeper/condition of the traded-in car.

[FONT=Verdana, sans-serif]If your car really is ready to scrap then these deals can be good. My car is worth £100 but I have £4,000 scrappage and the largest cash discount I could find on top.[/FONT]

paddycharlie

Tarambor wrote: »

So the solution to a repair bill of a few hundred quid on a fairly recent car (given the comments about it not being scrapped) is to spend £10,000+ on depreciation on a new car? Cars break down, even new ones. And given your girlfriend hasn't even yet passed her test do you think it is a good idea to let a brand new inexperienced driver out in a new car?

Seems a bit of a daft decision to me.

I don't know where you are getting a recent car from as I have never said that and the scrappage schemes need the cars to be from 2009 or earlier. The car was over 10 years old


I am looking at spending £7,000:eek: (of my own money which I earned) on a depreciating asset while trading in a car which only has value as scrap as the engine is blown so it costs more than it is worth to fix it.


I didn't realise there was a law on letting a newly qualified driver behind the wheel of certain cars. So what is the criteria for this is it the age of the car or the value?

IamNotAllowedToUseMyName

If you have a blown engine, it will not qualify for a scrappage scheme - they have to be runners. After all, the point is to take polluting cars off the road - if the car is off the road anyway, where is the benefit of the scheme.

You may also have to show ownership for 6 months or so to avoid the obvious workaround of buying a £200 car to get a £4000 discount.

paddycharlie

IanMSpencer wrote: »

If you have a blown engine, it will not qualify for a scrappage scheme - they have to be runners. After all, the point is to take polluting cars off the road - if the car is off the road anyway, where is the benefit of the scheme.

You may also have to show ownership for 6 months or so to avoid the obvious workaround of buying a £200 car to get a £4000 discount.

Do you know where it states that it is not available to non-running cars? It states that it requires an MOT which my car has but I have not seen any information about non-runners. The benefit of the scheme is they are making money from me purchasing a new car I wouldn't otherwise have bought as this isn't a government led scheme. And if I don't scrap it with them someone may fix it to put it back on the road anyway.


And the length of ownership or the car varies, Kia is no length of time restrictions and Hyundai is 90 days. I have owner my last car for a year so qualifies for that requirement.

flashg67

My local Kia dealer was offering £2k scrappage OR £1500 Kia finance deposit +£500 from kia for trading in another Kia. Presuming you don't already have a Kia,and want finance anyway, you should be able to negotiate that 'missing' £500 with the dealer. Mine offered an extra £500 off a new Rio without asking ( I ended up with more after negotiation anyway)
My point is that the scrappage is given instead of other incentives - you won't get both.

Tom99

Make sure you shop around, some dealers will withdraw the cash offer when you then want to add scrappage also dealers differ with whether they want a runner some do some are not bothered.

harz99

paddycharlie wrote: »

My car broke down last week so I have decided to buy a brand new car for the first time using one of the scrappage schemes available and I am looking at a Hyundai i10 or a Kia Picanto.


First question is will the fact that my car doesn't start impact on the scrappage scheme use? It has a full clean MOT from last month.


Secondly I will be driving the car initially but it will eventually be used mainly by my girlfriend once she gets around to driving. If I put the car in her name will it effect me getting insurance on it?


And finally does anyone know what type of discount can be had against list price of an i10 or Picanto without the scrappage scheme being accounted for?


Thanks for any help you can give. If any further information is needed let me know.

Forget any "scrappage" scheme, they are not government backed so all the dealers are doing is smoke and mirrors giving you a discount which you could almost certainly obtain anyway.


Sell your car for scrap. Look for the best deal on what you would like to buy free of the scrappage offer, be it new or one year old with 8-12000 miles on it.


If its warranty length your worried about see this list:


https://www.carwow.co.uk/best/cars-with-good-warranties-0170


Most other makes are 3 years from new, plus whatever mileage limits they have.

Tom99

harz99 wrote: »

Forget any "scrappage" scheme, they are not government backed so all the dealers are doing is smoke and mirrors giving you a discount which you could almost certainly obtain anyway.
.

Don't take any notice of that advice, get the best cash deal then ask the dealer to add scrappage on top, some will play ball others won't.