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The Edcawber Principle
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edinburgher wrote: »I got promoted :j
So pleased for you:j:j:j:T:j:j:jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
well done
time for champagne and a juggle of the spreadsheets :rotfl:0 -
Congratulations, and well done! :j0
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Brilliant newsedinburgher wrote: »I got promoted :jMFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0000 -
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Woo hoo well done :T
Get spreadsheet fiddling
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Thanks all
No particular need for spreadsheet fiddling yet, as it's one of those "jam tomorrow" deals (except I know the rewards will actually materialise). Basically I get a 5% pay bump now and 5.5% increments for the next 3 years. I'm also expecting a 3% pay rise once the local government pay settlement is agreed. It works out at 25% increase by autumn 2021 :j
I am very excited, haven't had an above inflation rise in wages for 6+ years.
It also improves my credit card affordability (not looking to borrow, but it gives me more options for 0% BT) and should add £45,000 to our mortgage affordability (Mrs E and I had a serious discussion about whether a nice big flat in the posh side of the city would suit us better than a house in terms of maintenance and lifestyle). Anyway, not planning changes for 5 years+ on that front :rotfl:
It also boosts my fragile male ego that I am seen to be putting in the effort and have been rewarded accordingly
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That's a brilliant pay rise!0
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Well done on the fab new job and stonkingly great oayrise First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Congratulations! :TI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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