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The Edcawber Principle
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Sad, but glad she was at peace and with her family xxxA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Agree it's the right way to go xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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That is the way to go.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thinking of you all xMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway0 -
Managed to sell a dodgy P2P loan part for £200. Paid it off a CC.0
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I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry to hear about your relative, Ed.
Daisy, thank you. Life has been busy and I've not thought about holidays though my wife did ask the other day when we may go on holiday this year. Still quite like the idea of Scotland in May especially if we can be lucky enough to get good weather. 2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Woke up early from a bad dream. Sort of like a posh Jurassic Park meets The Prisoner. Dinosaurs eating people. Controlling drug administering socialites denying there was a problem and trying to stop people from escaping. Pitch the idea to Hollywood? :eek:0
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edinburgher wrote: »With a grumpy mood and a promise to make up the difference, I have accepted the counsel on here to use the CB to help get things under control. I am noting the date of each payment and have noted the current Unit Cost so that I can make up the shortfall once the CCs are gone. If the value drops over the interim period, I will pay in whatever the missed monthly payments were without 'penalising' the ISA for any lost value.
Still catching up with occasional bursts of reading so it looks like no one has picked up on this - apologies if there is a discussion I've yet to read.
:eek::eek::eek: jeezo, (was what I initially thought when I read this)
:rotfl: did you say somewhere on here that you were catholic cos you sure love piling the guilt on :rotfl::rotfl:
You don't think, on rereading this, that maybe just perhaps emotion has overtaken common sense here ? You are just piling up future debt for yourself, future guilt to try to 'pay it back to tbe penny' and maybe also some other future thing that you will have to offset or never do because you are paying back this.:rotfl::rotfl::rotfl:
Maybe just take one tiny step more and decide it's all offset against all the love, food, love, bigger house, days out, love, ice dreams, love and laughter you all provide each other by BEING A FAMILY each and every day. I wonder if sometimes we get fixated on the value of money that we can put in spreadsheets (holds hand up to being guilty of this) whist forgetting it's just a tool to be used every day.
Anyway, feel free to ignore, popping off again back several pages
Daisy xx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
I wouldn't get too concerned Daisy, we'll probably be talking a couple thousand quid
Yes, money is a tool, I want to make sure my only child has enough of it to 'launch' when it's time 0
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