The Edcawber Principle

beanielou

Janey Godley is fantastic

Suffolk_lass

teapot2 said:

As an aside, if you are on Facecloth, theres a comedian called Janey Godley who regularly posts voiceovers of Nicola's briefings to very funny effect.  The language is choice at times so don't go looking if you are easily offended

You might want to check out Michael Spicer either on youtube or Facecloth - he does a commentary of the special adviser (SPAD) in "the room next door" - lots of Westminster politicians and POTUS - the Trump ones have just been picked up by James Cordon for The Late Show so I think things are really starting to take off for him. Very funny. Here is a FB you tubby example.

beanielou

Sadly the linky is not working. 

Suffolk_lass

beanielou said:

Sadly the linky is not working. 

Maybe now?

Moneyfordreams

Working, very funny  

beanielou

Suffolk_lass said:

beanielou said:

Sadly the linky is not working. 

Maybe now?

Thanks.

edinburgher

Hello peeps!

I am still doddering about and smiling a lot as we have a positive net worth bar the mortgage

Mrs E and I have both been paid in the last week, so our budget is feeling rich. Furthermore, I get lunar pay, so this is our three salary month. Double pay equals double pocket money, so I felt like a millionaire for about half an hour. I also got the NW switch payment (£175) and have just submitted a meter reading for £145 or so of FIT from our hard working solar panels. The FIT money was always meant to be "mine" as I used MB to pay for the panels, it has only taken nearly 5 years to get there.

Then on with some common sense - I bought a new pair of running shoes to help with weight loss and invested 25% of the money in VHYL (a global high yield ETF). My thinking was that it's good to keep something back and the quarterly income might build up over a few years. As there's basically no interest to be had on savings, I've no problem taking a punt with what is something like 1% of our wages.

Our spare T5B account is now full (£1,500) and I'll hopefully fill the other one over the next month or two.

Mrs E has a couple of household projects she'd like us to look at as well (new wardrobe etc. for DD and some new flooring for the downstairs hall). I'll build those into the budget as sanity preservers to help get us towards whatever big plan comes next.

DD is going to school for a few hours of transition time this month and it will be the first time the family hasn't been together for 3 months or so. I'm conflicted - a mix of "thank ****" and "I'll miss her"

Right - off for the big big shop (our first shop of the month includes all our cleaning products, petrol, bulk dry goods etc). Hope everyone is taking care of themselves and getting some vitamin D.

Suffolk_lass

Our spare T5B account is now full (£1,500) and I'll hopefully fill the other one over the next month or two. - I was wondering if you do any other C/A with loyalty things. We just have a Coop as a joint running costs (shopping and 4-5 DD) - I top up DH's pension payment from the other (bills) account that my Occ' pension goes into so that we manage the £800 4 DD thing. I have just had the letter saying they are about to change the £4 per month down to £2 with the per transaction debit card transactions rising a bit. Boo for us as debit card gets used for shopping and garden only now. We use the JLP credit card for on-line purchases and Paypal (vouchers), Barclaycard for fuel and the clarity card for Amazing purchases (the latter are two of the DDs in Coop, with DH's mobile and Plusnet). A certain amount of conscious faffing for free money!

Take care - we are fit and well despite me stumbling in the greenhouse this morning and causing a huge pane of safety glass to pop out (I don't know how it did not shatter but I managed to not fall through after it or it surely would have [eek!]). All sorted except some rather bruised toes now!

edinburgher

@Suffolk_lass - that sounds painful! Hope the toes are ok.

Our finances are remarkably vanilla these days. S123 Lite (£5-6 a month cashback after fee); T5B *2; a H@lifax Kid's Saver and a NW account (£2 a month reward). I used to have a H@lifax reward acc as well, but had to sacrifice it to move to NW (worth it for the £175 switching bonus).

I have MBNA? card that offers V1rgin miles or similar, but I never use it.

Big shop was a success, even managed to buy several Lego sets reduced from £20 to £6. They'll either be resold, given as generous looking gifts for kids parties, or to the collection for new kids toys at Christmas that work organises.

Suffolk_lass

Hope all is well with you and yours. End of the month - exciting times. Have your plans progressed I wonder?