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The Edcawber Principle

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  • South_coast
    South_coast Posts: 5,855 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Cracking progress Ed, you've been averaging more than £45/day so why do you think it's so unachievable? 

    Sorry about the lurgy though, no suggestions other than bed and a hot toddy. Might not make you feel any better, but will probably make you feel a bit happier! 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • edinburgher
    edinburgher Posts: 13,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 29 February 2020 at 7:15PM
    Cracking progress Ed, you've been averaging more than £45/day so why do you think it's so unachievable? 

    Sorry about the lurgy though, no suggestions other than bed and a hot toddy. Might not make you feel any better, but will probably make you feel a bit happier! 
    Significant one time gains are now largely worked out of the system.
    Investment money used, eB@y clearout done bar a few cheap items etc.

    Small FIT payment + council tax free month + cashback + CB + existing surplus basically comes to £2k.
    Not sure we can trim £2k from budget in 3 months.

    May basically a write off as DD's birthday and would rather delay final pay off by 1-2 months vs. Stint her. I have my priorities ;)
  • greent
    greent Posts: 10,754 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you tried chloraseptic (sp?) spray for your throat? It's an acquired taste (the blackcurrant is way more palatable than the original) but it numbs your throat so you can swallow. I've been using it since I was a teenager (so for around 35 years.....) - got me through school days/ exams/ work many a time :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • edinburgher
    edinburgher Posts: 13,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    greent said:
    Have you tried chloraseptic (sp?) spray for your throat? It's an acquired taste (the blackcurrant is way more palatable than the original) but it numbs your throat so you can swallow. I've been using it since I was a teenager (so for around 35 years.....) - got me through school days/ exams/ work many a time :)
    Am trying Difflam, which sounds similar? It's fairly effective for short periods.
  • beanielou
    beanielou Posts: 95,510 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you feel more like yourself soon.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • edinburgher
    edinburgher Posts: 13,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 29 February 2020 at 9:51PM
    Am stuffed! Dinner was dumplings, garlic chicken ramen noodles with reverse seared sirloin steak, edamame beans, two types of seaweed and pickled mustard greens  :)

    I miss the drool smiley.
  • beanielou
    beanielou Posts: 95,510 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds rather yummy~~apart from the seaweed ;)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Ed - dinner sounds lovely, sore throat sounds awful :( I'm taking notes on the painkilling spray.
    2023: the year I get to buy a car
  • edinburgher
    edinburgher Posts: 13,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 March 2020 at 11:12AM
    beanielou said:
    Sounds rather yummy~~apart from the seaweed ;)
    Seaweed is great, a wonderful source of iodine and various minerals that don't usually occur in land-based plants! I also quite like the texture, a mix of soft and chewy :D
    Still no proper sleep (6 nights and counting), so I'm halving my coffee intake today. I'm sure it's not the only factor, but I have fallen into a vicious circle of being knackered, drinking lots of coffee to compensate and then not sleeping. As it's the first of the month, will also do a stock up of disposable tissues, multivitamins and magnesium tablets (I find they help regulate my sleep). Also highly exciting, temperature probe wipes :p
    £257.39 paid off the CC - now less than £4,000!!! £21.54/day to pay the easy way, £43.28/day the hard way. Money juggling added a couple hundred squid to the CC budget, so will plow on!
    Hope everyone has a nice relaxing Sunday.

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