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Got a bill from French A&E for my niece

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Comments

  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    This is why you still take travel insurance when travelling to Europe.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    FBaby wrote: »
    This is why you still take travel insurance when travelling to Europe.

    Well not this specifically as many peoples excess may be higher than the amounts being discussed.
  • hollydays
    hollydays Posts: 19,812 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 October 2017 at 8:36AM
    She didn’t have insurance?
    How foolish.
    It’s always advisable to get some paperwork , such as a report before leaving a hospital.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    hollydays wrote: »
    She didn’t have insurance?
    How foolish.



    Where do you get that from?
  • Nick_C
    Nick_C Posts: 7,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    hollydays wrote: »
    She didn’t have insurance?
    How foolish.

    Travel insurance for a trip to France is as essential as for a trip to Yorkshire, Wales, or Scotland!

    I'm usually covered by an annual worldwide policy, but if I wasn't I wouldn't take out insurance for a short haul trip to another part of the EU.

    As long it's an informed and considered decision, it's not foolish at all.

    Most of my travel problems - airline failures, flight delays, delayed luggage - have been satisfactorily resolved by means other than an insurance claim!

    But I tend to think insurance generally is expensive and over rated.
  • martindow
    martindow Posts: 10,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nick_C wrote: »
    Travel insurance for a trip to France is as essential as for a trip to Yorkshire, Wales, or Scotland!

    I'm usually covered by an annual worldwide policy, but if I wasn't I wouldn't take out insurance for a short haul trip to another part of the EU.

    As long it's an informed and considered decision, it's not foolish at all.

    Most of my travel problems - airline failures, flight delays, delayed luggage - have been satisfactorily resolved by means other than an insurance claim!

    But I tend to think insurance generally is expensive and over rated.
    You can take the risk for minor problems and inconveniences as you say, but what if you needed a prolonged stay in a foreign hospital or a return to the UK in an air ambulance?

    These are very unlikely to happen but if they did the costs could be ruinous. European travel insurance can be very cheap just in case something serious happens.

    It's analagous to not insuring your house. I've spent lots of money over the years and have never had to claim for it burning down. It's unlikely to happen but if it did I'd be thankful for paying the premium.
  • Nick_C
    Nick_C Posts: 7,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    martindow wrote: »
    You can take the risk for minor problems and inconveniences as you say, but what if you needed a prolonged stay in a foreign hospital or a return to the UK in an air ambulance?

    If I needed a prolonged stay in a foreign hospital then why is that a problem?

    Why would I need an air ambulance back to the UK?

    EU countries have good healthcare facilities.

    Would you take out travel insurance to a trip to another part of the UK?

    Some insurances are necessary. Others are not.
  • katejo
    katejo Posts: 4,357 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nick_C wrote: »
    If I needed a prolonged stay in a foreign hospital then why is that a problem?

    Why would I need an air ambulance back to the UK?

    EU countries have good healthcare facilities.

    Would you take out travel insurance to a trip to another part of the UK?

    Some insurances are necessary. Others are not.
    I had a 1 night stay in an Italian hospital. It seems that Italian hospitals may not provide food for their patients. I was only given a tiny breakfast (small drink with 1 small biscuit). I had the impression that families had to come in and provide meals. I might be wrong but I have heard that some countries do rely on family to feed the patients.
    A longer stay in hospital could cause problems if they didn't feed you!
    If I booked a package trip in the UK, I would get insurance just to cover cancellation costs in case of illness. I have a short trip next week but that is covered by my annual policy
  • zagfles
    zagfles Posts: 21,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    edited 27 October 2017 at 7:18PM
    You can check the EHIC country guide for what the costs in each country are - there are sometimes costs for using state heath services in EU countries just like there are in the UK (eg dentists, prescriptions etc).

    https://www.nhs.uk/NHSEngland/Healthcareabroad/countryguide/Pages/EEAcountries.aspx

    OP - I suspect this was a cost you have to pay for state services, but check above guide.
  • greenface
    greenface Posts: 4,871 Forumite
    Mortgage-free Glee!
    Mrs G had to attend hozzie in france .got bill for 104 euros about 6 months later . tried to pay it in different way asked post office about sending a postal order in euros across and it would have cost about 40e from memory . noticed it was addressed to me but said Ireland so I ignored it and they never sent anymore and been back since , no Interpol
    :cool: hard as nails on the internet . wimp in the real world :cool:
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