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Lodger flooded 2nd floor bathroom of flats
Comments
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Just a quick look at the OPs background, they're a tenant I think. So unlikely to have access to either the communal buildings insurance, nor their own policy.
so there could be a bit of subletting/lodging going on here....and hopefully with the LL's permission and full knowledge....
so the OP goes back to the LL......And its sorted that way......because it's all above boardfrugal October...£41.82 of £40 food shopping spend for the 2 of us!
2017 toiletries challenge 179 out 145 in ...£18.64 spend0 -
I don't want to claim off the insurance as my premium will go up.
Whatever happens, there'll have to be an investigation to ensure no structural damage occurred and then subsequent repair costs.
The lodger is liable and I want to pass the costs on to them.0 -
so there could be a bit of subletting/lodging going on here....and hopefully with the LL's permission and full knowledge....
Yes, I'm the leaseholder.0 -
someanonbloke wrote: »I don't want to claim off the insurance as my premium will go up.
Whatever happens, there'll have to be an investigation to ensure no structural damage occurred and then subsequent repair costs.
The lodger is liable and I want to pass the costs on to them.
Well take them to the small claims court, although a judge may just ask 'why didn't you claim off your insurance'.0 -
When I report the situation to the landlord, they'll ask me for costs from the deposit.
I need to be certain I can legally withold the deposit from the lodger.0 -
someanonbloke wrote: »I don't want to claim off the insurance as my premium will go up.
Whatever happens, there'll have to be an investigation to ensure no structural damage occurred and then subsequent repair costs.
The lodger is liable and I want to pass the costs on to them.
why have insurance if you dont want to claim.....
seems a waste of a premium for insurance to me.....frugal October...£41.82 of £40 food shopping spend for the 2 of us!
2017 toiletries challenge 179 out 145 in ...£18.64 spend0 -
why have insurance if you dont want to claim.....
seems a waste of a premium for insurance to me.....
I was asking theoretically because I need to check the situation before speaking to the landlord.
It's understandable because if the landlord is required to pay out £1000s of pounds in repairs, even if through insurance, I have to explain why the damage happened.0 -
1: you’re a tenant not leaseholder
2: I still am not convinced you have a claim
3: tough, if you have insurance. Use it. A judge will just award your excess in any case, should you be successful- it’s called mitigating your loss.0 -
So you are not the LL?frugal October...£41.82 of £40 food shopping spend for the 2 of us!
2017 toiletries challenge 179 out 145 in ...£18.64 spend0 -
1: you’re a tenant not leaseholder
Well, the rental contract for the property is in my name and I let the rooms to people and the owner/landlord knows this.0
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