Cohabiting

Plush

FBaby wrote: »

You haven't taken account the biggest saving, the growth in equity from the ownership of the property.

That's not certain. With any property purchase there is a risk of going into negative equity and losing money.

I really strongly believe that - as long as they keep separate accounts and finances - they should share 50-50% all housing costs (excluding renovation and improvements). They are better off financially, both of them. If the relationship breaks down they'll both be happy they kept it like that (and again, both saved some money while together).

If it doesn't break down, then the money he paid her "in rent" went towards the equity of a property they both will use (instead of his money going to another landlord), so he still benefits financially - much more than her, she contributed all the purchase costs, the renovation, extra mortgage payments etc.

She did make a mistake though - she agreed to less than half when he moved in. And now he's questioning even what they agreed upfront.

Greedy douche bag.