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I Just Want To Retire Debt Free

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  • Hi Seasidegal Good idea, we have a factory shop near by, I will go and check it out too x
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • My DH likes curry for breakfast too :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • -taff
    -taff Posts: 15,376 Forumite
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    A whole continent can't be wrong so you're in good company :)
    Non me fac calcitrare tuum culi
  • System
    System Posts: 178,353 Community Admin
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    Grandchildren are a big joy , everyone tells you but till you get your own you don't realise. Croup can be very worrying , DGS had it when he was younger , hope she is getting better now. Love all your talk of food , very jealous of your allotment.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
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    Glad DGD is on the mend. I often feel that once you've stopped worrying about your own kids, you then have the grandkids to worry about. Mine are always down with something.

    I love butternut squash and buy two a week. You need to roast it to make the most of the flavour then it's fab in risotto, soup or curry. BNS, red pepper and red onion roasted together are one of my staples. Enjoy xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Morning everyone, a quick check in as I have been very busy with work deadlines and grandchildren.
    I had another NSD on Thursday, so very pleased with that. Yesterday the dog had to go to the vet and that was £78 in cold blood! He is also booked in for an operation next week which will mostly be covered by insurance but there is still the excess of £100 to find. I use Pet Plan Insurance, which I know is expensive, but the dog is 10 years old and has an ongoing medical condition that means at least one operation a year. They have always paid up without any quibbles and no other insurance company would cover him now.
    Unexpected costs like this just proves the necessity of having an emergency fund. I am going to make plans to build up my emergency fund faster so that I don't have to rely on credit cards.
    I have the two youngest grandchildren for the weekend, so if you don't hear from me by Monday please send help!
    Have a good weekend everyone :)
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    My daughters dog recently cost a £1000 in vet fees , luckily Pet Plan paid up with no problem . He is now back to his former self !

    Have a lovely weekend with your grandchildren, my day was yesterday and I am shattered today?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Yesterday the
    I have the two youngest grandchildren for the weekend, so if you don't hear from me by Monday please send help!

    :rotfl::rotfl::rotfl: noted

    :eek: to the vet bills, but when you love your pet it has to be done :o
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another shattered grandmother here and it was only a couple of hours :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Hi have just looked through your diary - very inspiring, thank you! You really seem to be keeping momentum with the money saving mindset! :) your allotment fee is sooo cheap..mine is nearer £70 a year :eek: but this is shared with one other so that halves the cost and this year the amount of produce has made it worth it!
    Good luck on your onward debt free journey :D
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