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I Just Want To Retire Debt Free

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  • You're doing really well Bonnie, but don't go buying any cars :naughty:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Another NSD yesterday, feeling very pleased with myself!

    I really fancied something sweet, so I made rock cakes. However, I swapped the egg for applesauce and didn't think about the extra liquid that would create. Consequently they spread across the baking sheet so I ended up with rock cake cookies, but they still tasted great.
    Spent the day pottering around, cleaning, clearing etc so got quite a lot done but at a leisurely pace. Today I am going to play with my grandchildren :)
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Morning,

    The rock cookies sound nice :)

    Have fun with the grandchildren xx
  • Sounds like a perfect day :)
  • System
    System Posts: 178,361 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope you had a lovely day with your grandchildren. I love being a grandma , would happily retire and have them all the time.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I went up to the allotment early yesterday morning, suits me because then I don’t have to spend time with pleasant chit chat! I picked runner beans (now sliced and frozen), a courgette, carrots and grapes. I cleared and covered some of my raised beds at the allotment, putting them to bed for winter. I will plant some garlic next week and I already have purple sprouting broccoli, white sprouting broccoli, kale, leeks and spring cabbage happily growing for harvesting next year.
    I found a bag of cauliflower in the freezer, goodness knows how long it’s been there, anyway I roasted it with a homegrown Squash and some homegrown garlic, sage & onions then blitzed it with some veg stock into a beautiful soup for lunch.
    Hubby made a lovely vegetable stew with lentils, pearl Barley and an amazing dumpling on top, winter is definitely on its way.
    Another NSD
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • CumbriaLass - grandchildren really are a joy aren't they x
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Threepenny Bit (I love your username) It's lovely to potter and relax x
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Thank you Purplemumoftwo, have a good day x
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Sun_Addict
    Sun_Addict Posts: 24,191 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your allotment produce sounds fabulous :) And the lovely things you make with it. If you haven't already tried it, pearl barley makes a lovely risotto and cheaper than rice.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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