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NST October ORGANISE OCTOBER

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  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Everyone is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life thinking that it is stupid
    Albert Einstein
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • mothernerd wrote: »
    Everyone is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life thinking that it is stupid
    Albert Einstein
    Love this quote!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • laurenh1
    laurenh1 Posts: 999 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Just checking in! Love this page- it makes me really consider my spending and I have something really special I am saving for!

    NSD number 4!! lunch from home, kids eating at nursery today, soup made with leftovers for supper!

    Tomorrow will certainly be a spend day as I need to go shopping and stock up. I will be pleased though if I make 5 days out of 7! I am secretly hoping for 6!!

    Organised - i intend to spend the weekend making meals for the freezer and for the busy nights when I have been at work all day!

    Christmas; I a pretty much done, I have a few hundred pounds to spend on food and the odd gift- I have budgeted accordingly.

    Stoptober; stopping with all the little shop runs because I am new to this post ha ha!

    Excersize- will be pushing my little lumps to the supermarket tomorrow and doing all our jobs- and weighing myself as per usual while I am out. baby weight off so far 9lb's - heres hoping for more, but not holding my breath as a birthday party put paid to my no junk rule, but hey ho, we had fun!

    be kind: I will be taking some stuff to the charity shop and sharing more of my lovely eggs with some lovely neighbours!

    Have a fab day everyone :)
  • Just checking in for today and yesterday. Yesterday was NSD (3/15) as forgot to bring money to training to pay membership. Then since it was a NSD managed to resist popping back out and getting some snacks so I could keep the NSD. Today will be spendy as need to get food for the weekend as won't get a chance tomorrow.
    Pick up the keys to new flat tomorrow. Going to be a mental weekend trying to get everything moved especially when I am away all day Saturday at sports tournament and have to go into work for short while on Sunday. Will manage somehow, don't really have a choice!!

    Love todays quote Mothernerd
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    mothernerd wrote: »
    thrifty I have harvest envy

    I wish my granny could witness this. When she tried to teach me about gardening I was just not interested, now I wish I had more time for it.

    Harvested chopped and froze kale, chard, and spinach. Not much but enough to add to meals here and there. Took a turnip (swede), three mini Kohlrabi that stopped growing and some carrots and chopped them into soup/stew mix. Also harvested the sweetcorn (two big cobs, and 4 baby cobs, never occurred to me that baby corn is really just baby corn :rotfl:). The wee ones we had in our Chinese fake away yesterday, the big ones go in the oven tonight.

    I also tidied my freezer, had to bin two items and sorted my herbs. Had a poly bag full of random LO herb baggies. Sorted them and put them into individually labelled tubs.

    Opened a bottle of wine :o last night (so much for not drinking before the race) and had a good chat with hubby about finances :T and future plans for the house which was great. A previous chat didn't go so well but this time we both had time to think about the other person's views and it was great. He'll really start to tackle his overdraft now (I'll check up on him :p) and we'll overpay the mortgage from January :T

    lunch to work and swim later.
    DEBT 02/25: total £6100 Debt free date 12/25
  • moneysavingfamilycomp
    moneysavingfamilycomp Posts: 658 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 5 October 2017 at 10:24AM
    Hi hope everyone is well today :)

    spend day yesterday as needed to top up so £26.90 in aldi it did include a big pack of toilet rolls which will hopefully last a while if little munchkins dont use half a roll to wipe there noses :mad: and some sweets to add to a present for one of dd's friends who's party is on sunday.

    My sis came to visit and I managed to keep fending off her suggestions of 'this would be great for' and 'thats a good price' while looking around aldis special buys so no unnecessary spends. she means well and doesn't do it on purpose but it gets exhausting and makes me feel low not being able to spend.

    Both kids have brought home sponsor forms so will need to add to school spend.

    will be busy today as my order arrives so need to sort it and deliver to customers should make about £125 to add to extra income which goes straight off debt :D and should also mean a nsd.

    organise: 1 drawer sorted out and a couple of bits listed on eb*y
    winter: heating still off , bought de icer in aldi
    kind: still managing but tested to limit yesterday :rotfl:
    nsd: 2/15
    exercise: does running around like a lunatic count :D walked kids to school again so 3/5 this week
    christmas: need to make lists now

    we are going away for a couple of nights to blackpool in school hols but doing well with that
    hotel: good deal so £162 for 2 nights for me,DH,DD,DS incl breakfast + parking
    zoo and sealife: clubcard vouchers £0
    day 1lunch: whs till spit for burger k*ng £6 will need to add bits but should still be less than £10 for 4 of us
    day 1meal: voucher for free meal brewers f*yre for my birthday :D + £20 refund I got should more or less cover it
    day 2 lunch: will need to be bought sandwiches to take to zoo
    day 2 evening: fish and chips but FIL usually gives us money to treat ourselves which pays that
    day 3 lunch: i'm still voucher hunting :rotfl:

    food 33.19/200, diesel 0/50, school 12/20, beauty 0/25, clothing 0/30, NSD 2/15
    :coffee:i find a cup of tea can solve most problems:coffee:
    :dance: but alcohol solves them all :dance:
    basic emergency fund 387.87/500
    £1000 emergency fund #290
    mortgage 91,719= 21y 0mnth :eek:
    6 mnths exp 0/6633
  • Sold a Boardgame, there's £30!

    Sorted out some clothes for charity / ebay.

    Need some kind of motivation to sort and tidy house ready for a friends visit next weekend!
    #Frugal February : NSDs Target =16
    Started here on 07 September 2017: Total:[STRIKE] £20,521[/STRIKE] £19847
    Barclaycard: [STRIKE]£14659[/STRIKE] £14435 Oct 2017 HSBC Credit Card : [STRIKE]£3112[/STRIKE] £3012 Oct 2017
    Overdraft: [STRIKE]350[/STRIKE] £0 Oct2017 MBNA : 2400
    A journey of a thousand miles starts with a single step. I'm on my way!
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 5 October 2017 at 4:05PM
    Just found out my DH will have to go away for a week with work. Will miss him but it'll save a few pennies in food etc. :money:

    Will free up some time to do stuff in the house too, strangely enough.

    Will plan tonight ;)
    DEBT 02/25: total £6100 Debt free date 12/25
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Thrifty - excellent news about the finances chat between you and your dh! Hope it all goes smoothly for you both.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Organise/ Cook from Scratch/ Use things up - All food from stores - dinner tonight for OH & myself is YS duck with pancakes - nom nom nom :D Didn't eat lunch - popped up to Tesc0 for spring onions for dinner, bumped into a friend there and chatted for 20 mins and then bumped into OH's cousin outside and spent 2.5hrs chatting!

    Pay debts/ savings - nothing today

    Budgets
    * Food - 30.14/ 325 (stretch 290)
    * Fuel 60/60 - car has been filled right up. Should last halfway into Nov, fingers crossed..
    * Clothes 0/75
    * Gifts 12/150
    * Toiletries 0/10
    * Social 0/200 (stretch 150)

    NSD - 4/12 Counting today as spring onions were YS:T, as were the other 2 bits I picked up - and even the gift I bought in Tesco was RTC :D

    Improvise -

    Exercise
    * Week 1 - 2/4

    Jan Goals - "By the end of the year I want to have halved the (non mtge) debt we have and have lost 20lbs - and also get fitter along the way"
    Debt at start of year more than halved.
    Weight/ fitness = Still need to weigh myself again

    Extra income - Not really - although did get new home contents/ buildings cover @ £85 cheaper than renewal price (with slightly improved cover) - and hopefully £80 cashback through tcb too! :j

    Christmas - one tiny part of a gift bought today

    Get Ready Checklist
    1 - Health - vitamins not yet taken today so still 4/31
    4 - Maintenance - need to contact plasterer & electrician by 10/10. (Have mentioned it to electrician's wife - mum at school - but need to do it properly) OH has messaged plumber we used for bathrooms before - fingers crossed he still has the same email.....
    Have messaged plasterer (03/10) - no reply as yet and I phoned plumber (03/10)- no longer trading so now need to find a plumber....

    Gratitudes:
    * fab chat with OH's cousin - really enjoyable!
    * sunny weather = line dried washing
    * OH is back tonight
    * yummy YS duck :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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