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NST October ORGANISE OCTOBER
Comments
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Hello.
Checking in for day 2.
Posted 2 days o the trot.
NSD 2/15 so far.
had lefovers from yesterday for dinner.
Up to date o surveys.Noe ear payout level yet.
Sold a few things on eb*y. Not all paid yet so will work out the total when they do.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
SFD number one.
Brief check in as the council decided to dig up the pavement and have chopped through mine and the neighbours v1rgin m3dia cables! No broadband or tv until
Friday apparentlyNo lesson planning for me!
LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
mothernerd what a mess. Hope it gets sorted soon and cant believe they can get it so wrong.
I just found a few of DD boots from last year. Might stick them on ebay and look for more stuff after the holidays.DEBT 02/25: total £6100 Debt free date 12/250 -
mothernerd wrote: »Hugs sashanut. One of the sites I have been looking at has an embroidery that says 'I love you more today than I did yesterday - yesterday you were a real as
.'
..
My friend has a lovely embroidery on her desk, it is very Victorian in style, the back ground is pansies, with an ornate scrollwork through the middle in copperplate that simply says c**t.
Apparently there is a punk embroidery scene. Who knew??4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
Have finally got the time to post my goals etc. but haven't caught up with everyone's posts.
I find it difficult to pay debts first as my income arrives in 7 different payments, so I allocate each payment to something specific going out around the same time. I have organised my freezer and know what I can make meal wise, and also the stores. If I bake I won't have to buy puddings apart from yoghurt, without having to buy anything for this apart from eggs.
Budget I will try £300 for groceries, hh and pets. We have two small dogs and there are myself and my daughter.
Fuel and parking £80
Bills £400
Personal spending and gardener (£12 fortnight) will be £120, which includes 6weekly haircut and chiropody, monthly acupuncture and my social stuff. I don't go out on expensive nights out. I meet one set of friends weekly £8 lunch, belong to a group that gets cheap/free tickets for theatre, opera, plays musicals etc. My carers group meeting costs £2 monthly and my church group £3.50 fortnightly. Anything left over at the end of the month is extra paid off c/c.
Ready for winter- will get garage roof fixed so nothing gets spoiled in there. Car stuff and clothing nearly finished.
Always be kind. I try to be for what goes around comes around.
Will not aim for no of NSD days, will just try my best,
Improvise. Wanted some weed repellent fabric to overwinter dug patch in garden. Will use spare tarpaulin instead.
Stoptober. Will stop messing about with unhealthy eating and go back to gym.
Exercise. Gym as above and walk dogs every day.
One more time. Set goals for paying off debt
Organise me to a better life
Christmas won't be a martyr and only 5 £20 gift tokens and two presents to buy.
Banned. I meet my friends at a pub-lunch only £8, or for a coffee. Can take own drinks everywhere else. Will stop take aways and ready meals.
Extra income. Sell the excess furniture and other things not needed since moving. This will go towards my all inclusive holiday at the end of the month as spending money for when we are off the ship.
Daily report Will do
Grateful for The wind bringing down the rest of the baking apples I couldn't reach on the tree.
The nice traffic warden who let me park for three minutes whilst I delivered a pair of step ladders to people putting up an exhibition.
That I've stopped messing about and started to be accountable
Long post but I need to do all of this. Night NightNSD 1/3,
My mantra is After I ....I will. eg After I make my morning coffee, I will take my medication. Eventually this will become a habit,0 -
Organise - meal plan up on fridge for all to see, whether I stick to it....
Regular - monthly budget set but looking to trim
Get Ready - flu jab done, need to check coats,hats,boots, cold remedies
Always be kind - I try to be
No Spend Day - aiming for 15 but hope to do better
Improvise - will see what happens when or if need to
Stoptober - mindless snacking just because it's there
Exercise - enjoy the long walks available to me
One More Time - still need to get going with self & health, wealth ok ish
Christmas - in the background as many family birthdays before then
The Challenge -
Odd -
Banned - taking each day as it comes
Extra Income - using cash back & survey websites, extra hours at work
Report - #2/31Groceries: Personal Spend: 0 NST NSD Goals for 2025:Self: Health: Wealth :0 -
Hi I would like to become a turtle, if you will let me.
To make things difficult we go away on holiday on Wednesday 4th and return the following Wednesday. We are going to Dorset with my parents and my Sister and her family. My parents have very generously paid for the cottage for us all to share. I have no idea what expenses we might incur whilst away but I am packing our National Trust for Scotland cards, the children's blue Peter badges and their YAC passes to try and minimise the impact on my purse.
Budget:
Groceries £310 includes food, OTC medicine, toiletries, drinks, cleaning materials etc
Diesel £180 allowing extra as we are going on holiday
Entertainment £150
Personal spends £45
Holiday spends £500
NSD 15 I haven't been tracking these for the last year so I want to see how I get on.
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Reporting in
1st October
NSD 1/15
Entertainment: We went the the theatre, we bought the tickets months back so no cost and we took snacks from home.
Making do: Used our windfalls to make sauce to accompany dinner.
2nd October
NSD 1/15
Groceries: £10.05/£310 a couple of bits for our holiday
Diesel: £23.23/£180 in preparation of Wednesday's drive to our holiday
To save an unnecessary spending we took all food and drinks for the meals and snacks we wouldn't be home for. I would have loved to pick up a coffee, but I resisted.
We have no heating on as it is very mild still in our part of Yorkshire, only occasionally we feel the need to grab a long sleeved t-shirt.
It rained frequently today, no good for drying the washing, so the laundry is drying on the airer and the dehumidifier is on.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
Hi all!
Thanks for your kind words mothernerd, much appreciated as I can tell you have much on your plate with the bureaucratic nightmare going on...
NSD: 2/15
will be a spend day tomorrow as I work in a cs - always take stuff in there, but also bring stuff home...will get any groceries I need from Lidl after I finish. list will be small..
Organise: still organising cellar, will be some while yet! Sadly did not get rest last night although tired - my fault though. Started with a migraine & did not have meds to hand normally keep by bed...didn't want to disturb DH so crept out of bed quietly. Couldn't find meds anywhere...in the end had to go outside to car glove box as keep some in there. Ended up sleeping on sofa, not ideal & DD message woke me at 7.30....had less than 4 hours sleep yuk. Scrubbed steps of cellar, took shelves back down, started putting items on shelf & making inventory!!
Food budget: 0/250
Be kind: try my best. Didn't complain to dd that she woke me up, she has a mega stressful job. Tried to be kind to DH, still not much help but then I know he doesn't do 'man work' LOL. Showed him cellar before pics & after , actually impressive..don't usually remember to take photos before a blitz.
Improvise: Food today, was tired but still need to stick to diet.. Had previously made soup also pasties Lunch soup & sandwich, tea corned beef pasties, lots of very sad looking spuds in different bags top of cellar steps, ignored as not large enough for baking. Cooked a big pan of mash, plus carrots & cabbage plus gravy. DH left over birthday cake (his).
Extra Income: none so far
Christmas: decided it will be Socktober for me .. cast on another pair of TV socks
Exercise: not really although did go in garden
Grateful for - also - the wind bringing down the massive apples from the top of the tree, collected in bucket awaiting processing - bumper crop this year
A flock of beautiful butterflies in the sheltered bit of the garden - DH called me to look & he isn't a nature person at all....we could open butterfly world in our back garden - income stream right there..
Always grateful for DDs safe return...
Night folks, sorry for the looong post late on...New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Organise October
Organise –Korean Stir Fry for dinner using up last of grotty veg in bottom of freezer, stir fry sauce & Kim chi in pantry, out of date tofu in fridge – delicious!
Regular – I couldn’t get to Aldi, so spent £8.10 in Tesco. Will get to Home Bargains on Thursday when I go that way for work.
Get Ready – Will buy some de-icer when I go to Home bargains Thursday. Checked my tyre pressures
SFD : 0/15
Improvise : Use an old wall hanging as a curtain for the back door. It is on a pole, so just need two hooks.
Stoptober : done
Exercise : Walk the dog for at least 20 mins per day. Also do back & neck exercises - done
One More Time : I need to lose 4 and ½ stone, so will aim for 8lbs this month.
Christmas : Tesco had some pretty little body vests reduced to £2 for 3, so bought these for the baby’s stocking.
Extra Income : I will aim for an extra £100.
Redeemed £10 Amazon Vouchers from Opinion Outpost – will save for Christmas
Food Budget : £200 /£17.30
SFD : 15 / 0
Stoptober : No spending on eBay 31/2
October Goal : Lose 8lbs /
Extra Income : £100 /£30Debt 04/11/22 - £0.00
Emergency Fund Goal - £1000/£106.89
Living Fund 1 Year - £2520/£640
Travel Pot - £2000/£350
Regular Saving Fund £4800/£4000
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