How do people afford £30k-£60k cars with normal jobs?

Jackmydad

I'm allergic to monthly payments for anything apart from mortgages for houses. So I wouldn't have anything on any sort of payment scheme, lease or buy.
I'm not all that interested in having £30 or £40 Ks worth of shiny target for the mass of idiots on our congested roads either.
Like a lot of things it's down to personal preference though, and what your priorities are.
I do think that anyone who breaks themselves financially to have any sort of consumer goods is foolish.

Strider590

Jackmydad wrote: »

I do think that anyone who breaks themselves financially to have any sort of consumer goods is foolish.

Foolish isn't the word I would use, think more "susceptible" or "vulnerable". A system of debt, fuelled by desire to be in a higher social class, led to believe that purchasing material goods can move you up that class ladder, in truth it's all an illusion, one that is very profitable for the super rich elite.

wymondham

Those people suspicious of leasing think of it in a different way.... its paying for a 'service' that just happens to be a car. Just like Sky subscriptions. When you don't want it you had it back (at end of term) and no hassle...

motorguy

Stoke wrote: »

I have a perfectly objective view..... If you can realistically afford it, buy a new car, by all means.

However you told us that all your colleagues who drove A1s and Fiat 500s are "financed up to their eyeballs", then have went on to say you dont really know what their finances look like but clearly the only way they could drive one without being financed up to their eyeballs would be through a lottery win or inheritance?

:eek:

Thats you being objective is it?

I've no issues with people driving new cars, used cars or very used cars, its those who broad brush their view of the world across everyone else who hasnt chosen their particular route that bemuses me.

I am sure some of my colleagues dont have fantastic finances but at no point have i ever thought to care, judge or scruitinise their lives. It bemuses me that some do.

motorguy

scd3scd4 wrote: »

And I am what..........lmao..........yes you are considerably richer than meeee..............;-]

"This time next year, Rodders, we will be millionaires!" lol

Just putting the Passats role in life in to perspective. You seemed to imply that having a 2016 Passat was in some way a weak option.

If you chose to interpret that as you have, then thats your problem.

motorguy

scd3scd4 wrote: »

Why would I have an issue with what a stranger does on a forum.

So your broad brush "quotes" from your "dear old dad" werent at all an attempt to be derogatory were they?

motorguy

scd3scd4 wrote: »

You manage to get the arsx end of most posts don't you. Who said I cared. He is a friend. Who said I was suspicious. I said he was clever, no one said he could not afford it. Best you have a nice lay down you are getting all confused.

How silly we all are, debating things on a forum!! lol

Because once again you've chosen to analyse the guys life and pass judgement on it. He drives an average car but passes your criteria for success because instead he has a nice house.

Not one monkeys do i give about what my friends and neighbours do or drive. If they're happy then great.

motorguy

stokel73191736 wrote:

That said, I fail to see how someone earning say 21 grand a year, renting a place, is in a good place to buy a brand new Mini for example...

:eek:

WHY are you even remotely concerned?

Who are you to judge? Who are you to judge whats right and wrong for another individual?

Genuinely how sad must your life be that when someone drives past in a new car your first reaction is "oh, well he cant possibly afford that", rather than "wow, nice car" (which would be my thought)

I just find it banal

motorguy

Jackmydad wrote: »

I do think that anyone who breaks themselves financially to have any sort of consumer goods is foolish.

Wholly agree.

scd3scd4

motorguy wrote: »

So your broad brush "quotes" from your "dear old dad" werent at all an attempt to be derogatory were they?

Like I already told you.........my dad use to say "on the never never" it was a common saying.

You tried to imply he was renting ( in a derogatory way) when he was not. I corrected you and then you got all excited and when for ya tea.