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Atrixa's Saving Diaries
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Hurrah for the pay rise. It has made a big difference I see. Well done.Aiming for a minimal spend 20220
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Thanks! More good money news today. I complained to my bank a few weeks ago as they were giving incorrect info to credit agencies. After writing to them about 6 times, I gave up and finally made a complaint. Heard back today and they've sorted the error and given me £150 for the trouble! That's gone straight into my holiday fund. It's nice to see a company with a good complaints department. The letter was very nice and explained why the issue arose in the first place.1
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Well done on the compensation ! Its always worth complaining about poor customer service. A nice boost to your holiday fund0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Really well done. It's good to fight for principles and even better when you win!!!!
It's cold here I hope you have ok weather.Aiming for a minimal spend 20220 -
Quick update:
I'm around 17% of the way through with my house savings.
Holiday fund currently has £245 in it. I'll be going to London for 2 nights in January then hopefully Brussels in March.
I'm running a 10K race next week, which will be my first one. I'm hoping for 1 hr 10 mins. I was aiming for under 1hr, but I've had a rotten cold which really disrupted my training.1 -
17% is amazing news Atrixia, congratulations!!!
And good luck with the run next week. I seem to have entered hiberation-mode and am refusing to go outside unless absolutely necessary so think I might have to resort to using my exercise bike inside than kidding myself that I'll go for a run at some pointMFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20230 -
Thank you! I don't blame you, I'm thinking I'll need some sort of bribery to get me out now the dark nights are here.0
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Savings still ticking along nicely for the house. I'm doing Christmas as cheaply as possible this year. I'm very encouraged by ML's unnecessary presents speech. I've gotten presents down to the bare minimum but I've also budgeted in a food bank donation.
Other updates - I did my 10k race in Newcastle at the beginning of November. I was very pleased with the time and also raised some money for charity. I then came down with shingles so I've only ran twice since then. I have high hopes for December being better but the weather will be a challenge.0 -
Fab news on the run. Well done. The shingles flippin heck that's serious I hope you are getting better and happy pay day.Aiming for a minimal spend 20220
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Aww, thanks Wannabe, I am completely healed now except for some marks on my torso. It was very unpleasant for about a week, but it cleared up fine.
Just got my early December pay- do other companies do this? I find it easier to manage my money if it's just paid as normal, but I'm sure lots of people find it very helpful. I had a bit of a windfall this week- my energy company worked out my bill and I got over £100 as a refund! That's gone into my holiday fund for Brussels in the spring. I've also managed to get a reasonable hotel and trains down to London to see Hamilton in January, so I'm very excited for that.
House savings are just as normal, I always pay those in first so I don't have to think about it
Merry Christmas, everyone!0
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