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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    An hour in the shower �� :eek:
    Yes :eek: and I have no idea what he does in there either!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    Yes :eek: and I have no idea what he does in there either!

    The mind boggles:rotfl::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don’t even spend that long in the bath :eek:

    Oh for a boring life :rotfl:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • badmemory
    badmemory Posts: 9,996 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Ah, the long shower. I gauge the mental health of my DS by the length of time he spends in the shower. A good day today, I didn't even notice him going in & out. One day last week - over 30 mins, definitely a bad day.
  • jwil
    jwil Posts: 22,394 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Birthday to DS, hope you have a relaxing day today x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today is going to be another busy day. I've already swept the kitchen floor, tidied the kitchen, put a box in the shed and moved some of DS3's uni belonging out of the hall and upstairs to be sorted at some point.

    The freezer is being delivered between 8.20 and 9.20am :T and between 9.00 and 9.30am the insurance floor people are coming to inspect the flood damage. I hope they don't arrive at the same time :eek:.

    After that I need to shower and go to work.

    I'm wrapped up DS1's two presents. We don't even have a card for him yet :(. He was with us at the supermarket yesterday so we couldn't get one then. I've never felt this disorganised with a family birthday before :(.

    At some point hopefully this morning we can fit in buying DS1 a card and some chocolate. I've given up on the socks as I don't think we'll have time for that and DH is being uncooperative.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy birthday to your DS. :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • foxgloves
    foxgloves Posts: 12,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Good luck with your busy day. It's nice to finish a day feeling that stuff has been achieved.
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • in_need_of_direction
    in_need_of_direction Posts: 7,831 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Christmas, my birthday and mother’s day all fall within 3 months so I like to drip feed using my presents. Maybe ds would like to know he has more to look forward to
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi HHD :) Just catching up. Sorry to read you're feeling so stressed out with everything lately.

    I think 2 or 3 presents, birthday cake, nibbles and friends round to celebrate sounds a great day. TBH we don't do much more for ours now they're getting older.

    I'm smiling at the hour shower. DD is home and don't we know it. :o Not a cup to be found unless you look on her windowsill, and she ran a bath last night then had a shower afterwards to wash her hair :eek: And if that's not bad enough she didn't tell us what she was doing so we were all sat here with our legs crossed - we're a one bathroom house as well.

    Hope DS enjoys his day and you do as well. xx
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