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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 June 2019 at 8:45PM
    I haven't had a chance to update as it's been another hectic and tiring day. It's been raining all day today. I walked to school in the rain to volunteer, did my lunchtime job in the rain (the children didn't seem to mind running around in the rain) and walked home in the rain! I felt quite tired and soggy when I got home.

    Then I quickly ate some lunch and we went into town so that I could collect the walking sandals I ordered from Millets weeks ago (before they were sent back to the depot). Unfortunately despite ordering my size they are too small :(. Then we topped up my phone which took ages as the till was playing up in the O2 shop :(. Then we drove to Tesco and bought some frozen food for our new freezer. The food cost £45 but that included £6.50 on 24 diet Pepsis and £4 on laundry powder, so only £35 on frozen food. The freezer is about a third full, but we can stock it up a bit slowly over time.

    I'm so tired now that I feel a bit tearful :(. It's been such a hectic and tiring few weeks. Still I know I should be thankful that my house isn't completed flooded like poor Noella's, so I'm lucky compared to some people. I'm thankful we live near the top of a hill.

    I just want a normal day tomorrow where I can just go to school, come home, rest, and then catch up on the housework. A normal weekend would be good too.

    I hope everyone is having a good day and is less tired than I am!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am so tired I could cry :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sorry to hear that Beanie :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry, I meant to say that I hope that you can have a relaxing & peaceful weekend.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thank you Beanie :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Oh heck HH that sounds like a tough day. No wonder you are tired. It is also disappointing the sandals did not fit.
    I hope the powers that be are listening to your request for a quieter weekend :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Thank you DIA :). I hope so too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Unfortunately despite ordering my size they are too small :(.
    . Then we drove to Tesco and bought some frozen food for our new freezer. The food cost £45 but that included £6.50 on 24 diet Pepsis and £4 on laundry powder, so only £35 on frozen food. The freezer is about a third full, but we can stock it up a bit slowly over time.

    I'm so tired now that I feel a bit tearful :(. It's been such a hectic and tiring few weeks. Still I know I should be thankful that my house isn't completed flooded like poor Noella's, so I'm lucky compared to some people. I'm thankful we live near the top of a hill.

    I just want a normal day tomorrow where I can just go to school, come home, rest, and then catch up on the housework. A normal weekend would be good too.

    I hope everyone is having a good day and is less tired than I am!

    What a shame about the sandals.
    Still, your freezer stocking is going at a sensible pace and it is so satisfying to look in and feel prepared.

    Hope you're all having a dry Friday as it is here for a change! It's been as gloomy most of the week as November !!!

    I'll keep my fingers crossed for a quiet weekend for you :)

    Noella - if you've had chance to drop in. my utmost sympathies, and here's hoping it can be sorted out without too much damage. Water can be dreadful to deal with, and mud even worse.
  • Thank you Elizabeth :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 June 2019 at 2:54PM
    Happy Friday everyone.

    I'm really tired again today. I slept quite well at first but then woke up at 5am and couldn't go back to sleep. I think I was over tired and my feet and back hurt. School was fine, it was dry and bright for once, but I was so tired that I was glad to come home, which is not like me :(. One of my colleagues asked me if I was going to the school disco tonight and I said "God no!" :eek:.

    Then I came home to the news that our new oven has stopped working :(. As you'll probably remember we've had the oven less than three months, so it's unbelievable that it's gone wrong already :mad: I've left it to DH to sort out with Hotpoint as I'd probably end up screaming at them on the phone :o. So most of the frozen food we bought yesterday we won't be able to eat as it requires an oven to cook it with :(.

    I just wanted to sit down and relax this afternoon, but couldn't relax until I'd put some laundry on as the laundry basket lid wouldn't shut. I also emptied the kitchen bins as they were full.

    Now finally I can relax and I don't intend to move off this sofa until it's time for my shower and cooking dinner! Thank goodness it's the weekend as I feel at the end of my rope!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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