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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Just to add to the mollycoddling children debate - I have done things and paid for things for my children as they were at uni, but they are very capable. I’ve just helped them when the pressure has been on for them. In turn they have learned kindness and responsibility which has been given back to me ten fold (well it feels like it) as they have returned the kindness to other folk and to me and my dh - looking after me during bouts of hospitalisation and illness. They know they can rely on me and I know I can rely on them.

    Safe trip to uni and enjoy having some of your boys back home.
    January spends - £587.58
  • Noella wrote: »
    .
    I'm sure he would rather be at home with his family during the summer:)

    I remember when I was in my first year at Uni and in Halls. They used them for accommodation for people attending conferences etc during the vacs and we had to clear every last thing out of our rooms at the end of every single term:(. We didn't have the same amount of things as we did in flats or houses but there was still plenty. We could store a lot of it in the Hall's luggage room if we boxed it up so it didn't all have to be taken home every few months. I never left anything valuable there though and my big and heavy record player and box of vinyl records, plus my transistor radio went wherever I went:rotfl:


    I hope he'll want to come home Noella. You were very attached to your record player :).
    milann wrote: »
    Just to add to the mollycoddling children debate - I have done things and paid for things for my children as they were at uni, but they are very capable. I’ve just helped them when the pressure has been on for them. In turn they have learned kindness and responsibility which has been given back to me ten fold (well it feels like it) as they have returned the kindness to other folk and to me and my dh - looking after me during bouts of hospitalisation and illness. They know they can rely on me and I know I can rely on them.

    Safe trip to uni and enjoy having some of your boys back home.

    Thank you Milann, I agree :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,392 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the trip goes well x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • You've probably already left, HH, but if not I hope you and DH have a safe and event-free journey and find when you get to DS's flat that there isn't much cleaning still to do:).


    Enjoy the hotel:beer:
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a good trip HHD :) xx
  • jwil wrote: »
    Hope the trip goes well x

    Thanks Jwil :).
    Noella wrote: »
    You've probably already left, HH, but if not I hope you and DH have a safe and event-free journey and find when you get to DS's flat that there isn't much cleaning still to do:).


    Enjoy the hotel:beer:

    Thanks Noella :).
    teafor2 wrote: »
    Have a good trip HHD :) xx

    Thanks TF2 :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • We left at 9.15am and arrived at 3pm so bang on schedule. We had a good journey with lovely weather and not too much traffic :T.

    We did some packing with DS3. We'll finish packing and give his room a quick clean in the morning. DS3 and DH wanted to throw away the remains of his small box of laundry powder, but this horrified my frugality so I insisted we pour it into three tiny plastic boxes to bring home :rotfl:.

    We're at the hotel now, and we're going to go out and eat with our restaurant vouchers soon. DS3 has food he wanted to finish up so he's not coming to the restaurant with us, which will save money :money:. On the journey we ate sandwiches and fruit for lunch that I made at home this morning and just bought two coffees each :money:.

    Already I feel much more relaxed than last time we came so the hotel idea was a really good one :).

    I hope everyone has a good weekend.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a lovely meal :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,314 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    How lovely. A meal out with your hubby. Enjoy :)

    Glad you are feeling more relaxed than last time!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou wrote: »
    Have a lovely meal :)
    How lovely. A meal out with your hubby. Enjoy :)

    Glad you are feeling more relaxed than last time!

    Thank you both :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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