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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    foxgloves wrote: »
    What lovely news about the job! Sometimes the universe does decide to smile on us. A weight off your mind, anyway, so soon after mentioning your worries about the job finishing in the autumn.
    F
    Verbatim wrote: »
    Great news HH! Just when you thought you might be jobless in October too.
    please-let-me-be-lucky wrote: »
    Brilliant news about the job Hairy! So pleased for you Xx

    Thanks all of you :). It's only £180 a month, but it makes a difference to our budget and it's money we can rely on coming in, plus I enjoy the work. So I am very pleased :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Great news and I’ll be surprised if there aren’t more hours available come September - they might need support for a new child or somebody could leave before the big summer holibobs - fingers crossed and all that :beer: is it a big school or a single form entry. We are a 2 class entry with quite a few children who need support so there’s always movement at the end of the year as we have a lot of staff.
    January spends - £587.58
  • beanielou
    beanielou Posts: 96,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent news :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Such great news - congratulations - and such good timing!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 May 2019 at 9:56PM
    milann wrote: »
    Great news and I’ll be surprised if there aren’t more hours available come September - they might need support for a new child or somebody could leave before the big summer holibobs - fingers crossed and all that :beer: is it a big school or a single form entry. We are a 2 class entry with quite a few children who need support so there’s always movement at the end of the year as we have a lot of staff.

    Thanks Milann :). The school has three classes in each year group, so fingers crossed I get more hours soon :).
    beanielou wrote: »
    Excellent news :j :j :j

    Thanks Beanie :).
    earthgirl wrote: »
    Such great news - congratulations - and such good timing!

    Thanks Earthgirl :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • in_need_of_direction
    in_need_of_direction Posts: 7,824 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hopefully the family meal also celebrated your job news. Next stop, TA post. And, get you, only £180 a month. How far have you come?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    HairyHandofDartmoor wrote: »
    I have good news :j. The person I'm covering for has just resigned and they asked me if I was interested in doing the job permanently, so I said yes of course :beer: :T :j :T :j :T :j :T :j :T :j :T :j :T :j :T :beer:.

    They're going to sort out the paperwork at some point in the misty future :rotfl: but it's great to know that I won't revert to just being a volunteer in October :D. I'm getting to know all the staff and they're a really nice group of people, plus I love the job, not to mention the money which can feed my savings pots. Think of all the premium bonds I can buy and how big my Christmas pot can grow :rotfl:.

    I'm very excited :j :j :j.

    WONDERFUL NEWS :T:T:T:T I'm so pleased for you, HH.
  • Chief2104
    Chief2104 Posts: 3 Newbie
    Photogenic
    Fab news about the job, so well deserved. Very pleased for you ��
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Really drizzly and gloomy here but if the weather is kinder in your neck of the woods I hope you enjoy your Saturday Saunter:beer:. I hope the meeting with your Stepdad is a pleasant one and doesn't depress your happy mood since you heard about the job. Good luck.
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's brilliant news about the job, congratulations :T :T :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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