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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • jwil wrote: »
    I often feel like this too :(



    You would have missed out on all those good reads though. Once they are gone, you know that in the future you'll be able to read a book and pass it on, having enjoyed it and knowing that someone else will enjoy it in the future.

    I haven't read most of them :o :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Probably as well to have a decluttering break. Decluttering brings up complex feelings so a break in the sunshine is probably just what you need :)

    Yes I'm sure you're right and it will do me good to have a break from it. We're late leaving as DH had work to do this morning and now he's in the shower!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I haven't read most of them :o :rotfl:.

    My friend's late husband was a terrible hoarder. He had years and years worth of shooting magazines piled up in the spare bedroom. He hadn't been shooting for years, but wouldn't give up his subscription (even though he wasn't reading them) or throw any away. There was obviously an emotional tie there but, as she said, what a waste of money, apart from clogging up their guest room when they had people to stay!

    I wouldn't worry about not having read these books. They've gone now and will make some room for books that you will read. You will find that as you de-clutter and unclog the crowded spaces in your home, you will feel so much more serene (which is what you are striving for isn't it!).

    You've done so well and (please don't take offence), but your recent positive posts read like they've been written by another woman (and please, please don't think I'm including your your bereavement in your earlier posts because it's absolutely natural that you felt so down).

    Its good to have a day off today as you don't want to burn out. I hope you enjoy your day with your family.
    SSG x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Lucky enough to have both DDs + DGS coming tomorrow. I've cried off cooking and we're having an Indian delivery (yum!!), then I'll do slow-cooked lamb on Sunday.
    OH is being wonderfully helpful by dusting, hoovering and tidying downstairs, whilst I hobble slowly around with my stick and do what I can.

    Hope you all have a lovely Easter, much helped by the predicted sunny weather, egg hunts, chocolate, family, spring flowers and whatever else makes you happy (incl. de-cluttering !!)

    HAPPY EASTER
    :icotbaske:icotbaske:icotbaske:icotbaske:icotbaske:icotbaske
    :easter_os:easter_os:easter_os:easter_os:easter_os:easter_os
    :easter::easter::easter::easter::
  • My friend's late husband was a terrible hoarder. He had years and years worth of shooting magazines piled up in the spare bedroom. He hadn't been shooting for years, but wouldn't give up his subscription (even though he wasn't reading them) or throw any away. There was obviously an emotional tie there but, as she said, what a waste of money, apart from clogging up their guest room when they had people to stay!

    I wouldn't worry about not having read these books. They've gone now and will make some room for books that you will read. You will find that as you de-clutter and unclog the crowded spaces in your home, you will feel so much more serene (which is what you are striving for isn't it!).

    You've done so well and (please don't take offence), but your recent positive posts read like they've been written by another woman (and please, please don't think I'm including your your bereavement in your earlier posts because it's absolutely natural that you felt so down).

    Its good to have a day off today as you don't want to burn out. I hope you enjoy your day with your family.
    SSG x

    Thank you SSG :). I do feel like my sadness about my mum has pushed me into new challenges, like my job at school, my course and the de-cluttering. I suppose I have less to lose now and that makes me braver.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Lucky enough to have both DDs + DGS coming tomorrow. I've cried off cooking and we're having an Indian delivery (yum!!), then I'll do slow-cooked lamb on Sunday.
    OH is being wonderfully helpful by dusting, hoovering and tidying downstairs, whilst I hobble slowly around with my stick and do what I can.

    Hope you all have a lovely Easter, much helped by the predicted sunny weather, egg hunts, chocolate, family, spring flowers and whatever else makes you happy (incl. de-cluttering !!)

    HAPPY EASTER
    :icotbaske:icotbaske:icotbaske:icotbaske:icotbaske:icotbaske
    :easter_os:easter_os:easter_os:easter_os:easter_os:easter_os
    :easter::easter::easter::easter::

    Thank you Elizabeth :). Have a lovely Easter with your family, I'm sure they'll enjoy visiting you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You're doing brilliantly with the de-cluttering HHD. Slow and steady wins the race and you'll get to a stage that you're happy with eventually.

    You come across as so calm when writing about your mouse problems. I'd have been screaming the house down if one kept popping out from under my sofa :eek: I'd definitely be in a no win situation. Don't like them alive, certainly wouldn't like finding them dead :rotfl:

    Hope you all have a lovely Easter weekend. xx
  • Thanks TF2 :). I know it took years to acquire the clutter so I can't expect it to disappear within a few weeks, but the reality feels far away from my vision at the moment!

    I'm not frightened of mice, but I'd prefer them not to be running around the living room because they're unhygenic and it makes me jump when I see one :mad:. It feels like a war between the humans and the mice at the moment :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • We met my relatives at the zoo today and had a really lovely time. I was especially pleased because DS2 and DS3 came, so it was a rare whole family outing :). The weather was warm and sunny and lots of animals were basking in the sun, so it was a very successful visit. It was nice seeing the relatives too as we don't see them that often because they live quite far away.

    MSE wise it was a spendy day because it was £62 to get in for the five of us, even with DS3's student discount :eek:. But I don't think DS2 and DS3 would have come if it was just a walk, they seemed to like the idea of the zoo, so it was worth the money for a day out with the whole family :D.

    I made sandwiches for everyone except DS2, who bought a sandwich himself, and I took bananas and drinks. So all we had to buy at the zoo were ice creams for the men and a cup of tea for me :money:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,513 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that you are enjoying your family time :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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