We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Finally Debt Free After 34 Years, But Still Need to Live Frugally

180818385861551

Comments

  • Thanks Abba :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Well since getting back from the shops I have emptied the dishwasher and put it on, cleaned out the furry moron, emptied all the bins in the house into the outside bins and washed my winter coat. DH has vacuumed the living room.

    There is so much more I would like to do but I have a back ache so I'm resting it now :(. Thankfully DH is cooking tonight :D .

    I would love to have the energy to vacuum the rest of the house and clean out the microwave, but that will have to wait for tomorrow. Along with starting the mammoth task of sorting through DS2's twenty rubbish bags :mad:.

    A traffic cone has appeared in the back garden recently (from DS2's room I suspect) so that needs to be subtly disposed of :eek:. We have a policeman living next door too :eek::eek::rotfl: .

    I wish I could take a week off work and just do housework. Then the house would look the way I want it to :o. I want to have a major spring clean before Christmas, so after the wedding I'm going to draw up a timetable of jobs sround the house. Hopefully I can persuade DH to do some of the jobs :D.

    I forgot to weigh myself this morning, but haven't had any chocolate yet. I'm not really craving it either :T. I've been snacking on bananas and wholemeal toast.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 November 2017 at 7:38PM
    SPRING CLEANING LIST

    LIVING ROOM
    Clean windows.
    Wash curtains.
    Dust picture rails.
    Dust all surfaces.
    Go over coving with feather duster.

    HALL
    Clean skirting boards.
    Clean dado rail.
    Dust ceiling with feather duster.

    KITCHEN
    Clean inside fridge.
    Mop floor.
    Clean inside microwave.
    Clean windowsill.
    Clean outside of windows.

    BATHROOM
    Wash & bleach shower curtain.
    Wash bath mats.
    Clean sink & bath.
    Clean venetian blind.
    Get mould off grouting.
    Clean mould off ceiling.
    Clean picture rail.

    TOILET
    Clean toilet.
    Clean skirting boards.
    Mop floor.

    MY BEDROOM
    Pack away all summer clothes.
    Dust all surfaces.
    Clean outside of windows.
    De-clutter miscellaneous junk lying around.
    Vacuum thoroughly.

    GARDEN
    Finish cutting down hedge including roots.
    Prune everything.
    Dig up all weeds.

    Some of these jobs get done regularly, so maybe shouldn't be on the list. The rest hardly ever gets done :(.

    It'll be a miracle if I get all that done before Christmas :eek:. DH and I are giving ourselves a week off between Christmas and New Year :T, so some of it may have to be deferred until then.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,507 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thought I'd fallen asleep and woke up in spring for a moment when I saw your spring cleaning list :rotfl:

    :rotfl: to the traffic cone! When I was a LOT younger, I walked home from the pub with a traffic cone on my head. My friend and I were singing in the street and a policeman stopped us as there had been complaints about the noise. The policeman allowed me to keep the traffic cone as long as we stopped singing. My mum wasn't amused when I got home :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • That's hilarious SA :rotfl: lucky the policeman had a sense of humour :rotfl:.

    I guess I should have called it an autumn cleaning list :). I always get the urge to spring clean before Christmas rather than in the actual spring :D.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Ah, that just reminds me how much I need to do as well! You're organised by creating a list! x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • There's more chance of me actually doing them if I've made a list :D. I really want the house to look clean and tidy for Christmas.

    I forgot to say that DH got two letters from the final creditor today saying he owes them nil on the two accounts and his credit file will be updated as partially settled :j.

    I treasure all the letters like that, we've got eight now :T. I feel like laminating them, framing them and hanging them on the wall in a sort of debt-free picture gallery :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Do it! Have a montage to see how far you have come. I just want to update my signature with the new car details!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • It is tempting Nicnak, I love getting them out and looking at them :D. They'd have to go in our bedroom so the DC and my parents (not to mention all our other visitors) didn't see them :eek::rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Nothing wrong with that. Back of the door so no-one can see! x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.