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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Sun_Addict wrote: »Just catching up with you and am pleased to hear BIL is back home
I work with someone who adores chocolate and they give it up to lose weight. Personally I prefer a glass of red wine
I love chocolate and red wine SA
.
I have red wine once a week at my parents house and cider at home on Saturday as my treats. But chocolate is usually just at Christmas, birthdays, anniversaries, or that type of special occasion.
This works for me but wouldn't for everyone. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Nothing wrong in being paranoid about your hard earned cash Hairy.:D I must admit that I’m hoping to find another decent savings account now interest rates have shifted slightly upwards but I’m not holding my breath!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
I could swim in a chocolate lake I love it that much! X
:rotfl::rotfl::rotfl:
I do love chocolate but I find it easier to give up than wine and cider. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Seasidegal58 wrote: »Nothing wrong in being paranoid about your hard earned cash Hairy.:D I must admit that I’m hoping to find another decent savings account now interest rates have shifted slightly upwards but I’m not holding my breath!
Not everyone has passed on the interest rate rise have they. I love the idea of earning interest rather than paying it, so refreshing. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Not sure if I could survive on red wine just once a week :rotfl:
When Mr SA was in hospital and in a bad way my diet mainly consisted of black coffee, Maltesers and red wine - lost quite a bit of weight! Not recommended long term though I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Not very healthy but I understand the temptation SA. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sun_Addict wrote: »Not sure if I could survive on red wine just once a week :rotfl:
When Mr SA was in hospital and in a bad way my diet mainly consisted of black coffee, Maltesers and red wine - lost quite a bit of weight! Not recommended long term though
You should market that as the next big ‘fad’ diet SA! You’d make a mint! :rotfl:Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Yes write a diet book with recipes using those three ingredients SA :rotfl::rotfl::rotfl::D:D:DFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »Yes write a diet book with recipes using those three ingredients SA :rotfl::rotfl::rotfl::D:D:D
:rotfl:
By the way Hairy - I keep meaning to ask - are you going to change the title of your thread slightly now that you are officially debt free?Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
I would like to SSG. Can you change the title of a thread or will I have to start a new one? I've been too busy too look into it.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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