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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • doingitanyway
    doingitanyway Posts: 10,405 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sending positive vibes into the universe for you today HH
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck for today HHD. xx
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil wrote: »
    Hope today goes well x
    doingitanyway wrote: »
    Sending positive vibes into the universe for you today HH
    teafor2 wrote: »
    Good luck for today HHD. xx

    Thank you all of you :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've done my trial :D. I enjoyed it but I'm shattered now. I did my volunteering first which was good as it warmed me up and got my head in the right place. Then I had my trial at 11.30am until 1.15pm. The head had a little chat with me and then handed me over to someone to show me the ropes. I enjoyed it even though it was a little hectic and my feet hurt now :eek:.

    I'm glad that's over anyway :T.

    I've got my interview at midday tomorrow after my volunteering. I've got a form to fill in and I still haven't tried on my suit, so I'd better get on and do it.

    Happy Valentine's day everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad to hear you're happy with how the trial went. Are the other people applying for the job from within the school as well? Good luck with the interview tomorrow. xx
  • EssexHebridean
    EssexHebridean Posts: 24,714 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news HH - here's hoping the interview goes just as well!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thought of you today , glad to hear it went ok. Now to tomorrow, you will be great .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Onebrokelady
    Onebrokelady Posts: 7,938 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Hairy,I hope your trial went ok, good luck for the interview 😊
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teafor2 wrote: »
    Glad to hear you're happy with how the trial went. Are the other people applying for the job from within the school as well? Good luck with the interview tomorrow. xx
    EssexHebridean wrote: »
    Great news HH - here's hoping the interview goes just as well!
    Cumbria_lass wrote: »
    Thought of you today , glad to hear it went ok. Now to tomorrow, you will be great .

    Thanks all of you :). There are other applicants but I don't know who they are, some of them could be parents of the children.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Onebrokelady wrote: »
    Hi Hairy,I hope your trial went ok, good luck for the interview 😊

    Thanks OBL :). I enjoyed the trial but I'm exhausted now and my feet hurt :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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