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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hurrah for the south getting some snow instead of the North, it's cold though . Happy to hear you are taking on an extra day volunteering, it will be lovely to spend more time with the little ones .

    At least you won't get woken up tomorrow morning now with DH not going to Networking. Fingers crossed your money comes tomorrow.

    Stay warm .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks Cumbria :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,679 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you manage to have the heating on even if only for a wee while.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • The heating is on Beanie as DH was too cold to work. Hopefully it won't be this cold for too much longer :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Crikey all that snow down South and we just have pretty hoar frost in Yorkshire.

    Happy you are increasing the volunteering.

    As for Brexit I plan to grow lettuce.
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    We have got snow too Hairy,I took the dog out and it was like a blizzard,it's settled here but is only a couple of inches deep,it's stopped again now but the forecast was for quite a bit of snow tomorrow night so I don't know if we will get more tomorrow,it was very slippery because it had been raining all afternnoon so it's slushy
    I'm hoping it won't be bad enough to stop the buses because I don't want to walk to work on Saturday :(
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Onebrokelady
    Onebrokelady Posts: 7,936 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Forgot to say I have done my snow and brexit prepping.....I bought an extra loaf of bread today:rotfl:
    Seriously though,I think I am going to stock up on a few basics because I got caught out in last years snow and nearly ended up living off of cake :rotfl:
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,894
  • Cold but snowless in the East Midlands, south west looked bad on the news. I've had to have the heating on more than usual or I just can't work.

    Good thinking on the volunteering, they are lucky to have you.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 January 2019 at 9:49PM
    Sallyforth wrote: »
    Crikey all that snow down South and we just have pretty hoar frost in Yorkshire.

    Happy you are increasing the volunteering.

    As for Brexit I plan to grow lettuce.

    Thanks Sally :). Our garden is too small to grow veg so we'll just starve :rotfl:
    We have got snow too Hairy,I took the dog out and it was like a blizzard,it's settled here but is only a couple of inches deep,it's stopped again now but the forecast was for quite a bit of snow tomorrow night so I don't know if we will get more tomorrow,it was very slippery because it had been raining all afternnoon so it's slushy
    I'm hoping it won't be bad enough to stop the buses because I don't want to walk to work on Saturday :(

    I hope the buses are running because you won't want to walk all that way in the snow :eek:. I want the school to stay open because I don't want to miss volunteering. I don't think we'll get much more (famous last words) and it's only a light sprinkling.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Forgot to say I have done my snow and brexit prepping.....I bought an extra loaf of bread today:rotfl:
    Seriously though,I think I am going to stock up on a few basics because I got caught out in last years snow and nearly ended up living off of cake :rotfl:

    Living off cake sounds good in principle but you'd soon get sick of it, literally :rotfl:.
    Cold but snowless in the East Midlands, south west looked bad on the news. I've had to have the heating on more than usual or I just can't work.

    Good thinking on the volunteering, they are lucky to have you.

    Thanks Redo :). It is hard to work when it's very cold, it seems to affect the brain function and it's hard to use a computer with frozen hands :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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