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Finally Debt Free After 34 Years, But Still Need to Live Frugally

17047057077097101551

Comments

  • Ha ha, what was it about the coat Elizabeth? x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • They're actually selling Sweater Shop jumpers on eBay. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • daisy_1571
    daisy_1571 Posts: 2,264 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 27 January 2019 at 6:02PM
    Evening

    Colours: I dont wear navy/dark blue/dark browns with black. That includes jeans for me. Needs to be a paler blue to go with black in my humble opinion.

    Jeans: love my jeans. I too remember prewashed when they came in. Oh the novelty of not having to wear them for years before they faded a bit. However I never liked the grittiness in the pockets on first few wears!

    Tie-dye: firmly in favour. I'm an old hippie too and also added tshirts etc to a bucket of dye, bizarrely tied up clothes making pretty patterns. I have just 2 weeks ago dyed two white cotton tops as they were thin cotton and I dont like the pink tinge of skin showing through then showing the bit where my trousers start showing through. I dyed them lilac and nowadays it comes in a tub with salt already added. Just for fun I chucked in some white socks that had seen better days and wrapped some string round 1 pair to make tie dye !!! Haven't done that for years and years and here we are talking about it. The tops turned out fab. On 1 the embroidery was cotton so its lilac too, the other embroidery is poly thread so it has stayed white. Both look amazing. So pleased.

    Sleep: sorry theres been a lack of sleep. Its rubbish being tired.

    Being Scottish: I'm Scottish too and remember bennetton, sweater shop, sock shop, Chelsea girl but not skirt and slack. Wasnt sure which one was being discussed.

    Mags: dont remember Petticoat magazine. I went from Twinkle and Bunty onto Jackie then straight onto the The Peoples Friend which I've now read for about 30 years !! Teenager to old dear in one fell swoop lol

    Others: Glad course going well. Glad photos now going into frames - perhaps if ud done it too soon you wouldn't have felt much pleasure out of seeing them and the time is right now? Thanks re info on reclaiming tax.

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Nicnak wrote: »
    Ha ha, what was it about the coat Elizabeth? x

    Well it was a bit ratty-looking I suppose, but it seemed very glamorous to me, and a delightful change from making my own ponchos !!
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good idea to see the GP CBC :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sashybo
    sashybo Posts: 4,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just to join in the Sweater Shop debate - I remember it, it was really popular and everyone wanted their stuff. I had a jazzy patterned woollen waistcoat from there. :rotfl: I loved it at the time but looking at photos now it looks horrendous. :rotfl: I used to wear it with polo necks & leggings. To be fair I was only about 11 at the time & this was the same era as the shell suit! :eek::rotfl: I had a fetching bright blue one. :rotfl:

    Hope you sleep better tonight HH.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,546, Car loan CC 0% BT £5200. Debt Free Diary to try & keep spending in check.
  • beanielou
    beanielou Posts: 96,589 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    We wont talk about shell suits :eek: :rotfl:
    Mine was pink. The shame.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Another one who had a shell suit :o.
    I also had Sweater Shop jumpers and jeans from Geordie jeans (though this may have just been a North East chain as the name suggests). Teamed with my Fila trainers :rotfl:. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I don't remember any of these specialist shops, except Sock shop. Used to get the magazine Petticoat when I was in my teens, and lust after the fabulous clothes advertised that I could never afford !
    When I went off to uni I discovered jumble sales - wonderful. I bought a long black velvet dress that I think was more of a collection of bits of fabric sewn together randomly, but the sheen on the velvet disguised the many seams ! I also bought a fur coat from another student for £3, kept it and loved it for 2 years, then sold it for £3 to another student !! My father swore we got turned away from a restaurant because of that coat.
    I don't remember Petticoat. I love how you much you loved your fur coat :rotfl:.
    daisy_1571 wrote: »
    Evening

    Colours: I dont wear navy/dark blue/dark browns with black. That includes jeans for me. Needs to be a paler blue to go with black in my humble opinion.

    Jeans: love my jeans. I too remember prewashed when they came in. Oh the novelty of not having to wear them for years before they faded a bit. However I never liked the grittiness in the pockets on first few wears!

    Tie-dye: firmly in favour. I'm an old hippie too and also added tshirts etc to a bucket of dye, bizarrely tied up clothes making pretty patterns. I have just 2 weeks ago dyed two white cotton tops as they were thin cotton and I dont like the pink tinge of skin showing through then showing the bit where my trousers start showing through. I dyed them lilac and nowadays it comes in a tub with salt already added. Just for fun I chucked in some white socks that had seen better days and wrapped some string round 1 pair to make tie dye !!! Haven't done that for years and years and here we are talking about it. The tops turned out fab. On 1 the embroidery was cotton so its lilac too, the other embroidery is poly thread so it has stayed white. Both look amazing. So pleased.

    Sleep: sorry theres been a lack of sleep. Its rubbish being tired.

    Being Scottish: I'm Scottish too and remember bennetton, sweater shop, sock shop, Chelsea girl but not skirt and slack. Wasnt sure which one was being discussed.

    Mags: dont remember Petticoat magazine. I went from Twinkle and Bunty onto Jackie then straight onto the The Peoples Friend which I've now read for about 30 years !! Teenager to old dear in one fell swoop lol

    Others: Glad course going well. Glad photos now going into frames - perhaps if ud done it too soon you wouldn't have felt much pleasure out of seeing them and the time is right now? Thanks re info on reclaiming tax.

    Dxx
    Thank you Daisy :). Maybe it is a better time to have photos of my mum. They make me feel sad but also full of love when I see them. I don't want her to be forgotten, she was too special for that.

    You're another hippy like Carboot :rotfl:. I remember Bunty and Jackie.

    I hope you find a way of claiming your tax back Daisy.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • sashybo wrote: »
    Just to join in the Sweater Shop debate - I remember it, it was really popular and everyone wanted their stuff. I had a jazzy patterned woollen waistcoat from there. :rotfl: I loved it at the time but looking at photos now it looks horrendous. :rotfl: I used to wear it with polo necks & leggings. To be fair I was only about 11 at the time & this was the same era as the shell suit! :eek::rotfl: I had a fetching bright blue one. :rotfl:

    Hope you sleep better tonight HH.
    Fashion can be very strange when you look back but you feel amazing at the time :rotfl:.
    beanielou wrote: »
    We wont talk about shell suits :eek: :rotfl:
    Mine was pink. The shame.
    I'd forgotten about shell suits :rotfl: :eek:.
    Another one who had a shell suit :o.
    I also had Sweater Shop jumpers and jeans from Geordie jeans (though this may have just been a North East chain as the name suggests). Teamed with my Fila trainers :rotfl:. Xx
    Shell suits were amazing popular I remember :rotfl: :eek:. I don't remember a Geordie jeans so maybe it wasn't in the South. I used to save up and buy Levi jeans because I thought they were the coolest brand :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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