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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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That's a lot of recommendations for Card Factory
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I'm not nesh, even though I was born and bred down south :rotfl:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Never heard of nesh, but mardy is totally a word :cool:.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Mardy is a favourite in this house :rotfl:
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
HairyHandofDartmoor wrote: »Thanks DIA
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Thanks Wannabe. Unlike you I love clothes shopping but try to keep away from clothes shops unless I have money to spend, so I'm not tempted.
I can take or leave clothes shopping and always have been that way, thank goodness, knowing my total ineptness with money:eek:. Being totally broke didn't affect me much at all where clothes buying was concerned, unlike shopping for other things:(. I loved clothes when I was younger and had a great social life though. I used to make most of my own clothes when money was tight as a student and when I first started working. I loved nothing better than discovering a really nice, inexpensive and unusual remnant of fabric and managing to make something eye-catching out of it:j.. No one would ever imagine, seeing me now, that I was ever so fashion conscious. Well, maybe not 'fashion conscious' as such, I had more of a boho style:rotfl:
Shoe shopping is another thing altogether. I hate it with a vengeance:mad: and equate the feeling of dread before the event and the anxiety during it with the worst kind of dental treatment:o. You should see the state of every pair but one of my shoes,boots and sandals. They're always clean but otherwise definitely struggling to survive. It's a pity I can't make my own:rotfl:0 -
Just to add to the 'nesh' debate. I'm definitely nesh, even super nesh:(. Sadly, OH is the total opposite. I don't know if there's a specific word for that:rotfl:. I can think of plenty that might fit, not very complimentary either, after one of our disagreements about the temperature in the house:eek:0
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Great to hear the jeans are done enjoy wearing them HH. Hope the boiler is behaving itself now , I seem to think when it's on the frost setting it comes on and checks the temperature itself , but what do I know.
Enjoy your volunteering this morning , it's a cold one here again. I am off to discover the delights of the local library after joining , I have Beanie to thank for the suggestion.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Enjoy your volunteering, HH:beer:
Well done on getting the jeans shortened:j. I hate shortening trousers of any kind but jeans are the worst because the fabric is thick and harder to stitch by hand. I know you said you don't have a sewing machine so have no choice but to hand-stitch them . I still have my trusty old friend but can't even be bothered to get it out and set it up just for a pair of trousers:o:eek:. So, like you, I put it off as I hate shortening trousers by hand. What a pair we are:rotfl:
It's not just my trousers either as OH always needs his trousers taking up. He buys all his clothes in the sales and never manages to find the right length at a price he's willing to pay:(0 -
Well done on the jeans :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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carbootcrazy wrote: »I can take or leave clothes shopping and always have been that way, thank goodness, knowing my total ineptness with money:eek:. Being totally broke didn't affect me much at all where clothes buying was concerned, unlike shopping for other things:(. I loved clothes when I was younger and had a great social life though. I used to make most of my own clothes when money was tight as a student and when I first started working. I loved nothing better than discovering a really nice, inexpensive and unusual remnant of fabric and managing to make something eye-catching out of it:j.. No one would ever imagine, seeing me now, that I was ever so fashion conscious. Well, maybe not 'fashion conscious' as such, I had more of a boho style:rotfl:
Shoe shopping is another thing altogether. I hate it with a vengeance:mad: and equate the feeling of dread before the event and the anxiety during it with the worst kind of dental treatment:o. You should see the state of every pair but one of my shoes,boots and sandals. They're always clean but otherwise definitely struggling to survive. It's a pity I can't make my own:rotfl:
That was very clever of you to make your own clothes Carboot. I wouldn't be able to do that. My mum used to make her own dresses and ours when we were little and they were always lovely, but that's not a talent I've inherited.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
please-let-me-be-lucky wrote: »Never heard of nesh, but mardy is totally a word :cool:.WannabeFree wrote: »Mardy is a favourite in this house :rotfl:
xFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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