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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 9 January 2019 at 11:03AM
    We had an old style timer that often got stuck CBC, it was £45 for a compatible replacement with the same wiring/size which gave us control back otherwise the hot water was sometimes permanently on. Paid for itself quite quickly.

    Thank you:T. I didn't imagine there'd still be anything compatible on the market, I haven't seen another like ours for donkey's years:rotfl:. We are definitely having a new boiler as part of our kitchen revamp (new style boiler in a new location and hopefully more energy-efficient ). I think OH would quibble about paying even £45 for a new timer at this stage. In his eyes removing the plug from the wall socket when not in use is a perfectly acceptable solution;). It means it has to be turned on manually instead of using the timer as an actual timer but we've more or less got used to it now:(
  • jwil
    jwil Posts: 22,381 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How weird about the heating, I agree with CBC that google might have some answers - I always look up things about our boiler online.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    How weird about the heating, I agree with CBC that google might have some answers - I always look up things about our boiler online.

    YouTube is often a brilliant mine of information. I haven't checked it for boiler/thermostat/timer issues but it's saved me a lot of frustration and money for other malfunction problems. Always good to see a video of someone actually fixing something:j
  • beanielou
    beanielou Posts: 96,506 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you get to the bottom of your heating mystery.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Very strange about the heating - hope you at least enjoyed the unaccustomed warmth!

    This excellent habit you have of writing down things to do is not only a godsend when one is dealing with many other people whilst planning funerals, weddings etc, but on a daily basis I think it is a valuable discipline. And, of course, nothing so nice as crossing them off !

    I'm not so organised outside of Xmas (where I am military!!), but I've taken to keeping a book of one-off or occasional things to do, and although I cross them off, and then the whole page, I don't tear the page out. It has been SO useful to see that I've actually done something (and the date) when I couldn't be sure to remember. I keep note of dental checkups and paper delivery payments as well.
  • doingitanyway
    doingitanyway Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I agree with Elizabeth about your lists. I find I am so much more productive with a day plan, especially when I am feeling a bit adrift for whatever reason.

    Have a good day HH :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • badmemory
    badmemory Posts: 9,989 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 9 January 2019 at 4:05PM
    I'm sure you'll find that there is something inside the boiler itself that says to come on when the input water temp drops below freezing & the frost has only just disappeared off my lawn.


    They seem to programme all sorts of funny things into them. Eg, in summer when mine didn't come on at all for 2 months, every couple of days it came on (not the gas part, just the pump) & checked there was enough pressure in the system! If you wonder how I know, well I'm nesh & my heating is on thermostat & timer but never ever gets turned actually off.


    ETA sorry folks who needed to google the meaning of nesh?


    Nesh is an English dialect adjective meaning 'unusually susceptible to cold weather' and there is no synonym for this use. Usage has been recorded in Staffordshire, the East Midlands, Lancashire, North Wales, South Yorkshire and Shropshire.
  • badmemory wrote: »

    ETA sorry folks who needed to google the meaning of nesh?


    Nesh is an English dialect adjective meaning 'unusually susceptible to cold weather' and there is no synonym for this use. Usage has been recorded in Staffordshire, the East Midlands, Lancashire, North Wales, South Yorkshire and Shropshire.

    I didn't need an explanation of 'nesh':rotfl:. It was one of my Mum's frequently-used words. She was from the Peak District (Derbyshire) which I think is considered to be East Midlands.
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I didn't need an explanation of 'nesh':rotfl:. It was one of my Mum's frequently-used words. She was from the Peak District (Derbyshire) which I think is considered to be East Midlands.

    I had no idea what it meant till I moved to the Peak District!!

    Love the English language :D
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 9 January 2019 at 4:45PM
    I'm so glad so many others rely on lists:T. I've always been an avid list maker. I still am using a notebook and pen or, more likely, any scrap of paper I have to hand. I can't cope with lists and reminders on electronic devices although I know that works well for lots of people.


    During a recent clear out of old paperwork I unearthed all sorts of old lists written on the backs of old papers that I'd saved. I didn't intentionally save the old lists, I'm not that attached to them once they've served their purpose:rotfl:. I was astonished and embarrassed at my naivety shown in some of these old lists as many of them were devoted to money (or rather lack of:() and the ways I was planning to get through the next month or even week:o. I was so unrealistic and optimistic that I could manage my debts and re-reading these lists made me feel very emotional.
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