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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Comments
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Cards are great value Wannabe and so portable
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I don't have anything particular planned today, so I've made myself a to do list to keep me busy.
Go for a park walk (or walk to the supermarket)
Weed the front garden which is looking disgraceful
Do more laundry
Hoover the downstairs
Buy milk and bread
Post birthday card to niece
This niece is over 18 so no present is needed thank goodness. I can use one of the 49p cards I bought yesterday and I have a second class stamp left over from Christmas :T. I will need to spend on bread and milk though because they're both disappearing rapidly :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
WannabeFree wrote: »We always take them away with us when we go on holiday. It provides hours of free entertainment especially in the evenings.
x
A pack of cards was always popped into our cases whenever we went on holiday even though there are just the 2 adults. They've been worth their weight in gold on many a self-catering, boating or caravan holiday:j0 -
Have a good day x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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carbootcrazy wrote: »A pack of cards was always popped into our cases whenever we went on holiday even though there are just the 2 adults. They've been worth their weight in gold on many a self-catering, boating or caravan holiday:j
That's when they really come into their own, when you're trapped in a small space and it's raining outside :rotfl:.Have a good day x
Thanks Jwil.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
HairyHandofDartmoor wrote: »That's when they really come into their own, when you're trapped in a small space and it's raining outside :rotfl:.
Tell me about it!!!!:eek:
I remember one year we were on a caravan holiday in the Lake District and there was torrential rain all day every day except the day we left to come home:rotfl:. We don't care about getting wet but that rain was something else:eek:. I'm happy to read on days like that, I always go prepared with plenty of books, but OH is like a bear with a sore head if he's cooped up for any length of time. Those playing cards saved his sanity and our relationship:j0 -
We've played lots of card games. I used to play Wot too !
I bought a 'Card games for 3' book in a charity shop and it would've been worth it full price. My girls and I had lots of pleasure from it, and both of them always took cards on a school trip.
The favoured game at their school was a fast reaction game for 2 called Spit, that had the capacity to wreck your cards in no time !
DD1 and I still often play Crib, Reducing Whist (you start off with 13 cards each, then 12, 11 & so on) and Gin Rummy.
Favoured games for a group were Spoons (also playable with matchsticks if you don't mind them getting broken!) and Go Fish.
Best game of all for a group of 3 or more is Mau Mau, where you are not allowed to ask questions (or you get a penalty of 2 cards), if a 10 is played you all have to be silent (even if you don't know whose turn it it), and the direction of play frequently changes so you can get lost ! Of course if DH comes in while we are all inexplicably silent and asks a question, he gets very frustrated if no-one answers and we are reduced to writing on a bit of paper, whilst trying to stifle giggling !!!
The official 'Rules', details of which are often family-specific, are available on Wikipedia. We have paper with the suits drawn on them, so you can point to a new suit whilst a 10 is in governance. Second 10 releases conversation, but we often play the whole thing in silence just in case.0 -
That sounds brilliant elizabethhull. Will have to have a look at that and do it with the smalls.
Hope you have a lovely day HH
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
carbootcrazy wrote: »Tell me about it!!!!:eek:
I remember one year we were on a caravan holiday in the Lake District and there was torrential rain all day every day except the day we left to come home:rotfl:. We don't care about getting wet but that rain was something else:eek:. I'm happy to read on days like that, I always go prepared with plenty of books, but OH is like a bear with a sore head if he's cooped up for any length of time. Those playing cards saved his sanity and our relationship:j
We had a holiday like that in Wales once but we went out every day in the rain :rotfl:.elizabethhull wrote: »We've played lots of card games. I used to play Wot too !
I bought a 'Card games for 3' book in a charity shop and it would've been worth it full price. My girls and I had lots of pleasure from it, and both of them always took cards on a school trip.
The favoured game at their school was a fast reaction game for 2 called Spit, that had the capacity to wreck your cards in no time !
DD1 and I still often play Crib, Reducing Whist (you start off with 13 cards each, then 12, 11 & so on) and Gin Rummy.
Favoured games for a group were Spoons (also playable with matchsticks if you don't mind them getting broken!) and Go Fish.
Best game of all for a group of 3 or more is Mau Mau, where you are not allowed to ask questions (or you get a penalty of 2 cards), if a 10 is played you all have to be silent (even if you don't know whose turn it it), and the direction of play frequently changes so you can get lost ! Of course if DH comes in while we are all inexplicably silent and asks a question, he gets very frustrated if no-one answers and we are reduced to writing on a bit of paper, whilst trying to stifle giggling !!!
The official 'Rules', details of which are often family-specific, are available on Wikipedia. We have paper with the suits drawn on them, so you can point to a new suit whilst a 10 is in governance. Second 10 releases conversation, but we often play the whole thing in silence just in case.
We used to play Gin Rummy. I should look up the rules of a few more games. Mau Mau sounds fun
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I've got a few chores done :T. DH said he was going out for prescriptions so I asked him to get the bread and milk. I forgot to write in the card for niece and give it to DH to post on his trip out, so that will be posted tomorrow instead. I feel too tired to hoover at the moment, but maybe I'll be able to face it later. The laundry is currently drying in the garden because it's actually sunny :T.
[STRIKE]Go for a park walk[/STRIKE] DONE
[STRIKE]Weed the front garden which is looking disgraceful[/STRIKE] DONE
[STRIKE]Do more laundry[/STRIKE] DONE
[STRIKE]Hoover the downstairs[/STRIKE]
[STRIKE]Buy milk and bread[/STRIKE] DH DID
Post birthday card to niece
[STRIKE]Fill in DS1's assessment form[/STRIKE]
[STRIKE]Empty kitchen bins[/STRIKE] DONE
[STRIKE]Write and address card for niece[/STRIKE]
Shorten my jeans
Clean sink in bathroom
I've crossed some more things off my list :T but I've also added a few things onto it! What hasn't been done today will roll over onto tomorrow's list. I'm particularly pleased to get DS1's assessment form finished and ready to post, so a frog eaten there :T.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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