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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Wishing you all, and especially HH, a very Happy New Year ! HH, I feel sure 2019 will be a better year for you. You have had to cope with so much, and are fighting through with determination. All you need is just a smidgen of the luck wished by cbc, and I feel your goals can start coming within reach.
HAPPY NEW YEAR
:smileyhea:smileyhea:smileyhea:smileyhea0 -
carbootcrazy wrote: »That's a very well thought-out set of goals, HH:T. It's always good to look forward, especially when recent sad events have weighed us down. Even if you don't manage to achieve them all in the same year you'll probably have made inroads into them all which will make life easier going forward. I wish you the very best of luck with them all as luck is the only element that's missing. Determination and the ability to work hard you already have in spades:A
Wishing you and your family a very enjoyable evening and the best of health and happiness in 2019:beer:.elizabethhull wrote: »Wishing you all, and especially HH, a very Happy New Year ! HH, I feel sure 2019 will be a better year for you. You have had to cope with so much, and are fighting through with determination. All you need is just a smidgen of the luck wished by cbc, and I feel your goals can start coming within reach.
HAPPY NEW YEAR
:smileyhea:smileyhea:smileyhea:smileyhea
Thank you both
. Happy new year to you. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Enjoy your evening.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy New year. Here's to 2019 xxSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x0 -
Happy New Year 0
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Wishing you HH and your band of followers a happy New Year filled with peace and prosperity. Having lost my dear Father and a cat that was part of my little family this year I hope for better times ahead. Right now I’m tucked up in bed with my “sleepy tea” wishing for a new day. DH is watching some film or other and we are content.
HH - thank you for sharing your life - it makes me put my own life into prospective x
STilly Tidying andPADing in 2024 £250.62
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RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20180 -
Sallyforth wrote: »Wishing you HH and your band of followers a happy New Year filled with peace and prosperity. Having lost my dear Father and a cat that was part of my little family this year I hope for better times ahead. Right now I’m tucked up in bed with my “sleepy tea” wishing for a new day. DH is watching some film or other and we are content.
HH - thank you for sharing your life - it makes me put my own life into prospective x
S
2019 Hopefully will be a better year for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy new year everyone, im off to 4 post hill with my hot milk, sending good wishes and positive energy to hh and everyone on this thread xxx
Daisy xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'0 -
Happy New Year! I hope tonight brings you comfort with your family, and I wish you much happiness in 2019 XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Happy New Year! Hope you are feeling ok today.
Good luck with the goals, they are great aims x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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