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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,345 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I was young (many years ago LOL) I loved marzipan. People used to save it me from wedding/Christmas cakes. My mum sent me to the shop for marzipan one Christmas - I ate the whole block on the way home and had to go back for another. Funnily enough I don't like it particularly now :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    carbootcrazy wrote: »
    Mine came within 7 days:j. My £50 Populus redemption cheque should be posted to me within the next couple of weeks but with Christmas looming and then banks being closed I doubt it will be safely in my current account and available to spend by the end of the year:(

    At least you know it is on the way :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    HairyHandofDartmoor wrote: »
    That would be the gin and the rasberries that make it taste so good Beanie :rotfl:.

    It is.
    One of my 5 a day too:p:rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    doingitanyway wrote: »
    That wasn't what I intended, but I'll keep the copyright if you please :rotfl:

    :rotfl::rotfl::T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pauline~~Great news on the appointment :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,525 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    When I was young (many years ago LOL) I loved marzipan. People used to save it me from wedding/Christmas cakes. My mum sent me to the shop for marzipan one Christmas - I ate the whole block on the way home and had to go back for another. Funnily enough I don't like it particularly now :)

    Cant think why:eek::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm very consistent in that I've never liked marzipan and I still don't :D.

    The furry moron is throwing his toys around because he wants to be let out, but he'll have to wait for DS1 to get up. Now he's ripping up his newspaper!

    I was so tired last night that I put my light out at 10.30pm. Just as well I did because DH had set his alarm for 6am to go to an early business networking meeting and it woke me up and not him :mad:. I had to shake him awake and then I couldn't go back to sleep because my thoughts kicked in :(. So just as well I had an early night!

    I have volunteering again this morning. It's dark and rainy out there but I'm looking forward to having somewhere to go. It's bright at school with all the lights on, cheerful friendly adults and nice little children. Also the school routine seems to suit me :o. No wonder it cheers me up to go. Mind you it's boiling hot there as they can't turn the radiators off, so they have to open the windows, typical public building in that nothing works properly :rotfl:.

    I hope everyone has a good day today :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    HairyHandofDartmoor wrote: »
    Mind you it's boiling hot there as they can't turn the radiators off, so they have to open the windows, typical public building in that nothing works properly :rotfl:.

    I bet the waste of that lovely heat really irks, HH, given your heatless situation at home.

    Shame you can't take your wet washing in with you. Would soon dry on those radiators:rotfl:
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    carbootcrazy wrote: »
    I bet the waste of that lovely heat really irks, HH, given your heatless situation at home.

    Shame you can't take your wet washing in with you. Would soon dry on those radiators:rotfl:

    You're right Carboot it's a terrible waste of heat :rotfl: and my washing would dry in no time :rotfl:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,285 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Even the new public buildings are the same. I have been in some new schools where the don't have opening windows as apparently they are 'not needed' but the air con units don't work and the heating goes off in the winter...

    Waste of money!!
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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