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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Thanks Cumbria.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sun_Addict
    Sun_Addict Posts: 24,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you enjoyed your volunteering. Have a lovely weekend :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Thanks SA.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Have a lovely Saturday Saunter HHOD, hope its not raining for you - pouring down here.
  • Thanks Redo.

    I went for my Saturday ramble this morning. I met my stepdad for coffee first as he was going to some friends' house for lunch. Then I looked around the charity shops and found a couple of books. 'Twice Shy' by !!!! Francis in hardback for £2.50 from the market and 'Dead in the Dark' by Stephen Booth for £2 in the W0rks. We only needed cheese which was £1.80 and grapes for £1 from the fruit stall. So not too spendy a day.

    When I got back I cleaned out the furry moron, did some laundry, cleaned the sink and packed away some more summer clothes.

    I also found some nice photos of my mum and put them to one side to put in an album. I felt really sad to see photos of the family outings we used to go on with my mum and stepdad, my sister, and all the children. Now my mum and sister have died and the children are all grown up. Do you ever wish you could go back to a time in the past and just stay there?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks Redo.

    I went for my Saturday ramble this morning. I met my stepdad for coffee first as he was going to some friends' house for lunch. Then I looked around the charity shops and found a couple of books. 'Twice Shy' by !!!! Francis in hardback for £2.50 from the market and 'Dead in the Dark' by Stephen Booth for £2 in the W0rks. We only needed cheese which was £1.80 and grapes for £1 from the fruit stall. So not too spendy a day.

    When I got back I cleaned out the furry moron, did some laundry, cleaned the sink and packed away some more summer clothes.

    I also found some nice photos of my mum and put them to one side to put in an album. I felt really sad to see photos of the family outings we used to go on with my mum and stepdad, my sister, and all the children. Now my mum and sister have died and the children are all grown up. Do you ever wish you could go back to a time in the past and just stay there?
    Oh yes, yes :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Do you ever wish you could go back to a time in the past and just stay there?

    Such an interesting thought, and in some ways tempting. I'd love to go back to my 40's when I was really fit & nothing hurt, but I'd have missed so much. For instance, yes, I would still have my parents, but not my grandson.
    Perhaps what would be wonderful would be just a day in the past !
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 October 2018 at 10:37PM
    In my case 2007 was a particularly happy year for me. We went to on holiday to France with my mum and stepdad, and my three DC, and shared a gite. It was one of my best holidays ever.

    Anyway I must try to focus on the people I still have, like DH, the DC, my stepdad and my surviving sister. It's no good looking back, although it's hard not to sometimes. I get melancholy when I'm tired. Now you see why I daren't drink alcohol at the moment, I'd be crying into my cider if I did :o.

    In other news DH got me two packs of diet coke from Asd@ today, so I won't have to buy any for ages. Thanks for the tip Beanie.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Such an interesting thought, and in some ways tempting. I'd love to go back to my 40's when I was really fit & nothing hurt, but I'd have missed so much. For instance, yes, I would still have my parents, but not my grandson.
    Perhaps what would be wonderful would be just a day in the past !

    Perhaps I'll feel a bit differently if I ever have grandchildren Elizabeth. It must be lovely. None of my children have got a partner at the moment, so grandchildren could be a little way off!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I wish I could go back to the past too. I would change so much x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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