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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Im so sorry for your loss x
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Sun_Addict
    Sun_Addict Posts: 24,507 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry to read your awful news. Just dire. Always rotten when you lose your mum - I lost mine 18 years ago, still miss her and think about her every day. My thoughts are with you, take care xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Delurking to send my condolences to you.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you for all the lovely messages.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
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    So sorry to read the news Hairy. My condolences on the loss of your Mum. Take care you Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    HairyHandofDartmoor wrote: »
    Thank you for all the lovely messages.

    I haven't been around on MSE for ages and am so sorry I wasn't able to offer my condolences sooner along with everyone elses.

    Sending my love to you and your family. It's always devastating to lose someone close but when it's a parent and who is taken so suddenly too it's hard to bear. Your lovely close family will help each other through this.

    I'm sure you know we're all here for you should you feel the need to talk about things:kisses3:
  • DrSpendLittle
    DrSpendLittle Posts: 698 Forumite
    Debt-free and Proud!
    Very sorry to hear the news xxx
  • jwil
    jwil Posts: 22,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry to hear this HHD, look after yourself, thinking of you all xxx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 July 2018 at 7:08AM
    Thank you all for being so kind.

    Since my mum died on the 17th July I've spent every waking moment at her house, comforting my stepdad and helping him with practical matters. My sister flew down from Scotland as soon as she heard and is helping too. My stepsister was there for the first three days and will be there this weekend. The funeral is on Friday.

    We thought we would go for a walk on Dartmoor this afternoon for a change of scene, as we've been cooped up in the house for nearly two weeks apart from buying food and visits to the undertaker.

    I knew my mum wouldn't live for ever but it's devastating when it actually happens. It's hard to imagine life without her, but I know she would want me to be happy so I have to try.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • in_need_of_direction
    in_need_of_direction Posts: 7,885 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good to hear from you. You're so right about your mum wanting you to try and be happy and not just for you but also for your children. We will be here cheering you on in your efforts.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
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