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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • @nicnak It's very easy to lose things but so frustrating.

    Yesterday I went for my park walk in the morning which I enjoyed, but around lunch time I was suddenly hit like a ton of bricks with a wave of exhaustion :(. I felt shattered for the rest of the day so went to bed early.

    I felt much better this morning. I did my weekly Mr T shop and only spent £71.50 so not bad :T. It will be interesting to see how long the food lasts with just three of us in the house. It's been feeling weird cooking for three instead of five, but tonight I had to cook for only two as DS1 is at a friend's house. I didn't know what to cook :o. I think that's the first time since we had kids that DH and I have been alone in the house for dinner.

    I've been coming down every morning to a tidy kitchen and the DW has only been going on once a day since DS2 and DS3 went on holiday :rotfl:.

    DS2 and DS3 seem to be having fun in Iceland but are being slightly cagey about their activities. Should I be worried? :eek:

    We managed to pay our national insurance bills today so that felt good :T. The next target is to chip away at the vat we owe :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I would not be worried about your DS's.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm trying not to worry about them Beanie. I know Iceland has a very low crime rate.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 May 2018 at 7:25PM
    I went for my park walk this morning and enjoyed seeing all the wild flowers and blossom on the trees. It's always a good start to the day :).

    Since then we've been working. It's so quiet in the house that it's uncanny.

    I didn't have volunteering today because it's half term and I am feeling very stir crazy :(. But we've decided to give ourselves an afternoon off tomorrow as we had a bit of a carp bank holiday weeked stressing about DS2 and DS3. We thought we'd go to a NT place and if it's raining we can just do the house, shop and cafe. I hope it's dry though as it would be nice to see the gardens too.

    We seem to have a reasonable amount of work on at the moment which is very pleasing. We even managed to pay the smaller of our VAT bills today :T.

    My mum and stepdad are flying to Scotland today for my niece's wedding and most of my other relatives are going too. I feel a bit glum about missing all the excitement, I'd love to have had an excuse to buy a nice dress, see family and party :(. But we couldn't afford to go so that's that :(.

    At least it's nearly the weekend, even if it has started to rain. Sorry for a whiny post :o. On the plus side my cold is almost better :T.

    I hope everyone has had a good Thursday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Uh oh the rain is getting heavier :eek: it's lucky I brought the washing in earlier.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry about the wedding :(
    Enjoy your afternoon tomorrow :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks Beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sorry to hear your missing the wedding but I'm sure your niece will understand xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Thanks Abba :). Yes my niece understands, I'm just sad that we're missing it. There's always something lovely about a family wedding.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,291 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry about the wedding. They really do get expensive when you add up clothes, gifts, travelling etc.

    Enjoy you tidy kitchen and less cooking, it will soon be back to normal! x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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