Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • HairyHandofDartmoor
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    The boys should have a great time on holiday together. Lovely to start to travel so young - I was married young and money was tight so missed out on overseas adventures at that age.

    DD is like me and always enjoyed reading from a young age - we tend to enjoy the same sort of novels too. Funnily enough I only got her to read my favourite novel a couple of years ago - Daphne du Maurier's "Rebecca" - she loved it too!

    Hope you enjoyed your coffee whilst out today Hairy!

    I'd love to go to Iceland so I'm quite jealous. Like you I married young and money was tight, so I'm not very well travelled.

    Rebecca is a brilliant book. I like Frenchman's Creek too :).
    beanielou wrote: »
    I am an avid reader.

    Hope you enjoyed your Saturday wander.

    Thanks beanie :). Reading is one of life's great pleasures.
    I have one reader and one non reader who now instructs Alexa to read him his bedtime story. He's 32. They would periodically holiday together which I find less worrying. Yes, it means both are away simultaneously but it means they have a travel buddy who knows contact details, medical history, etc

    :rotfl::rotfl::rotfl: to Alexa reading a story. I find the thought of Alexa a bit scary, listening and recording everything you say :eek:.

    It's true that having a travel buddy should keep them a bit safer :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    Sorry, had to read that twice:o as on my first quick scan I thought your DS holidayed with Alexa:rotfl:
    beanielou wrote: »
    Only twice.
    I was still confuddled when you posted:rotfl::rotfl:

    :rotfl::rotfl::rotfl::rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 90,386 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Need things spelled out :o:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
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    beanielou wrote: »
    Need things spelled out :o:o

    So do I sometimes :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
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    I enjoyed my Saturday wander yesterday, particularly my lovely latte. I spent £2.20 on thebus, £2.65 on my latte, £2 on a book from the charity shop and about £10 on fruit, cheese etc in Mr T.

    I walked over 12,000 steps yesterday in total, partly becsuse I was absentminded and had to keep retracing my steps :o. Still the exercise will do me good because I put on a pound this week :mad:. All those chocolates for Valentine's and mother's day must be catching up with me :mad:.

    It was quite warm yesterday, but in the evening it got much colder and today it is snowing :eek:. So we've decided not to go to my parents house tonight as DH hates driving in the snow.

    We're wondering whether we've got the energy to go to the park and take some snow pictures. I feel tired after my marathon walk yesterday, but we hardly ever get snow.

    I hope everyone is having a great Sunday and nobody is snowed in :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • please-let-me-be-lucky
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    We aren’t snowed in like we were a few weeks ago, but it’s horrible enough to choose to stay in rather than go anywhere.

    All this talk of Daphne du Maurier has taken me back to our visit to Jamaica Inn when we were in Cornwall :D Loved imagining the smugglers etc Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Sun_Addict
    Sun_Addict Posts: 21,355 Forumite
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    Rebecca is one of my favourite novels too :)

    I don't think anywhere has escaped the snow this time. Hopefully this is winter's last hurrah (although I said that last time).
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • HairyHandofDartmoor
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    We aren’t snowed in like we were a few weeks ago, but it’s horrible enough to choose to stay in rather than go anywhere.

    All this talk of Daphne du Maurier has taken me back to our visit to Jamaica Inn when we were in Cornwall :D Loved imagining the smugglers etc Xx

    I've been there too Lucky years ago :)
    Sun_Addict wrote: »
    Rebecca is one of my favourite novels too :)

    I don't think anywhere has escaped the snow this time. Hopefully this is winter's last hurrah (although I said that last time).

    Our snow is melting now so maybe we can go to my parents after all. I do hope this is the last of the winter weather, a bit of Spring woild be nice!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • System
    System Posts: 178,096 Community Admin
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    HH hope you make it out today. The snow has gone here now, we just keep getting flutters . I feel really cold though, even with the heating on.

    How great that your DS are travelling together , they can keep an eye on each other , less stress all round.

    I am an avid reader , most of my books are from the charity shop or the works 3 for £5 .

    Every Saturday I think of you going to costalot . We have one open locally now and people were sat outside today , either daft or very hardy .
  • HairyHandofDartmoor
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    Thanks Cumbria, my mum told us not to come :( as it is still snowing heavily on Dartmoor, although it's all melted here just ten minutes drive away! DH has offered to cook though luckily :).

    There was one brave woman sat outside our Costalot with a cigarette despite bitingly cold winds, I'm glad I don't smoke :rotfl:.

    I hope you don't have much snow :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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