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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you haven't had to travel today, it's horrible out there. Hopefully it will melt a bit soon. We've got ice on top of all the snow :(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sounds awful Jwil. It's probably the same here!

    It's 20 days since I left the house, spent any money, drank alcohol, or drank caffeine. That must be some kind of record for me!

    I'm drinking mint tea as I still can't face my usual beloved tea, but my appetite is growing slowly and I have a teeny bit more energy. I'm going to weigh myself tomorrow and see if I've maintained my weight loss.

    I can't wait to get back to normal living. I feel like a hermit/invalid :(.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,473 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Feel like a hermit too & this is only day 4 :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Brilliant customer service from Virgin HHOD. Hope DS makes it home tomorrow xx
    Mummytogirls x

  • your all in the home straight. well done to all for staying calm and getting things sorted.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Exeter Airport says it's closed until Sunday now, so it looks like DS2 will spend a second night in Manchester :eek:. DH is on the phone to Virgin now.

    He's going to have a free holiday in Manchester at this rate :rotfl:. Can anyone recommend any good tourist must sees?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Virgin have said they don't know if Flybe will authorise a second night in a hotel :(. Flybe are shut now, so DS2 will have to go to the airport in the morning and find out what they can offer him.

    I hope they won't try to send him home by coach or train. I'm not sure if trains are running to Exeter tomorrow or what the roads are like between Manchester and Exeter :eek:.

    He has his travel insurance as back up anyway. So much for my early night :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Willowtree222
    Willowtree222 Posts: 8,284 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Morning,

    How are you? Are you going to be able to venture out today?
    Trains in some parts of Manchester are ok, but others are suspended due to the snow. Central Manchester is running slow, but still running. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • System
    System Posts: 178,367 Community Admin
    10,000 Posts Photogenic Name Dropper
    Sorry to hear DS2 is still,stuck up North . The trains your way still have problems , he is probably better staying here till tomorrow. You have my details if you need any help.

    Don't worry !
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • jwil
    jwil Posts: 22,375 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry he's still stuck. Surely they've got to provide some help? It's melting here thankfully :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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