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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • mummytogirls
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    Glad youve managed to do a bit more today HHOD xx
    Mummytogirls x

  • beanielou
    beanielou Posts: 90,966 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Baby steps :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
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    Glad youve managed to do a bit more today HHOD xx
    beanielou wrote: »
    Baby steps :)


    Thanks :).

    Today I've put a wash on, emptied the dishwasher, and showered in a freezing cold bathroom :eek:. I feel quite tired and achey now.

    It's day 17 of me being ill, and so I've had 17 NSD, 17 AFD and 17 days without caffeine. That must be a record!

    It's lovely and sunny but very cold. We need to order our Mr T delivery for tomorrow which hopefully will cost around £70.

    Have a good Tuesday everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
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    Hi lovely,

    Glad you're on the mend now, please don't over do it.

    Big hugs to you xxx
  • Pauper1
    Pauper1 Posts: 387 Forumite
    First Post First Anniversary Combo Breaker
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    Hi Hairy

    I've been MIA for a while so just caught up on your diary. Seems you've had a really tough start to the year but I'm glad you're recovering from the flu now. Hope you are taking care of yourself xx
    DMP start 1st May 2014 - £5,864.48 £39,349.41
    Original DFD from Stepchange 6th Sept 2039... :eek:
    Now aiming for end of 2021
  • HairyHandofDartmoor
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    Hi lovely,

    Glad you're on the mend now, please don't over do it.

    Big hugs to you xxx
    Pauper1 wrote: »
    Hi Hairy

    I've been MIA for a while so just caught up on your diary. Seems you've had a really tough start to the year but I'm glad you're recovering from the flu now. Hope you are taking care of yourself xx

    Thanks both :). I'm hoping things improve for us soon.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 90,966 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Well good news on the NSD's and AFD'd.
    Every cloud & all that.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
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    beanielou wrote: »
    Well good news on the NSD's and AFD'd.
    Every cloud & all that.

    True beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • 117pauline
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    Hi Hairy


    Sneaks back in, feeling guilty I have been MIA.

    This version of flu seems to have been a particularly nasty strain. There are so many people have been talking about how awful it's been. It took over six weeks for me to feel even vaguely normal.

    I am glad you have had some good out of it, i.e. the huge number of NSDs, AFDs and CFDs. It gets serious when tea has no appeal. I found yogurt and grapes seemed to keep me going.

    I hope your husband is doing better and is feeling better if you are getting over it. And how is New Orleans boy?

    Take it slowly, take care honey
    Pauline

    Promise I will be back tomorrow
    Don't get it perfect - Get it going
    Better Than Before
  • System
    System Posts: 178,109 Community Admin
    Photogenic Name Dropper First Post
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    Is DS2 home today or tomorrow. He will get a great view of the snow in Manchester if he is landing here.

    Is taken me weeks to feel normal again, and I am still not there , so just take it easy.
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