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Finally Debt Free After 34 Years, But Still Need to Live Frugally

edited 18 November 2017 at 10:49AM in Debt Free Diaries
13.7K replies 768.9K views
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  • beanieloubeanielou Forumite
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    Sweet dreams :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    **Weight loss 2 stone 2 lbs **
    MFW. 9 months to go. B)
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • WannabeFreeWannabeFree Forumite
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    Hope you get a good nights sleep

    Night

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Seasidegal58Seasidegal58 Forumite
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    Night night and sweet dreams. I think some good sleep is in order after your eventful week.
    Finally Debt Free! - July 2016 :j:j:j
    Finished Emergency Fund- £10,000 April 2017
    :j:j
    MONTHS TO RETIREMENT: 11
    My diary: “Paid off the £31,000! BUT- still scrimping!”
  • in_need_of_directionin_need_of_direction Forumite
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    Sixth Anniversary 1,000 Posts
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    My DS is currently in week 2 of a 2 week holiday in Oz. Even though he lives in London, I still get anxious when he's a distance away.
    Mortgage at 01.01.14 £119,481.83:eek: today £60767.23 Offset fund today 1306.16 target £2000 by 31/12/20
    Emergency fund £5.5/5.5k & £200/200 cash.:j
    Weight 24/02/19 14st 7lb now 13st 6lb
    determined to stop defining myself by my mistakes.
    Progress not perfection.:T
  • NicnakNicnak Forumite
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    Happy Saturday!
    Usual day?

    Glad you have heard from DS sure he will be fine xx
    September 6th 2017 - Updated December 2019
    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
    Pay off all your debts by Christmas #071 = 2020 = £4400.90

    Decluttering target 2361/3500 items
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    beanielou wrote: »
    Sweet dreams :)
    Hope you get a good nights sleep

    Night

    x
    Night night and sweet dreams. I think some good sleep is in order after your eventful week.

    Thanks all :).

    I put my light out at 9.30 pm but my sore throat and runny nose got worse in the night so I was a bit restless. It's developed into a full blown head cold this morning :(.

    But at least I don't have to work today :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    My DS is currently in week 2 of a 2 week holiday in Oz. Even though he lives in London, I still get anxious when he's a distance away.

    It's because it's so far away, you can't get to them quickly in an emergency :eek:.

    I'm sure we worry quite unnecessarily though, they are very capable of looking after themselves.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Nicnak wrote: »
    Happy Saturday!
    Usual day?

    Glad you have heard from DS sure he will be fine xx

    Yes my usual Saturday jaunt, a head cold won't stop me :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • WannabeFreeWannabeFree Forumite
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    Have a lovely day HH

    Hope you're feeling better soon

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • redofromstartredofromstart Forumite
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    Have a lovely Saturday saunter HHOD, hope you find something interesting to read.
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