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Finally Debt Free After 34 Years, But Still Need to Live Frugally

edited 18 November 2017 at 10:49AM in Debt Free Diaries
13.4K replies 752.1K views
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  • mummytogirlsmummytogirls Forumite
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    Enjoy your Saturday jaunt HHOD xx
    Mummytogirls x

  • Purplemumof2Purplemumof2 Forumite
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    Enjoy your jaunt, hope your cold eases xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
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  • NicnakNicnak Forumite
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    Hope you're feeling better soon x.
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    Credit Card £0 now: £0 Consolidation £15,000 = £5,362 Total = £25,330 :(£5,362 79% gone EMF #252 = £1300/£1000
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  • abba1772abba1772 Forumite
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    Hope your headache shifts soon......enjoy your day out xx
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  • beanieloubeanielou Forumite
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    Hope you have a lovely jaunt.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
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  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Have a lovely day HH

    Hope you're feeling better soon

    x
    Have a lovely Saturday saunter HHOD, hope you find something interesting to read.
    Enjoy your Saturday jaunt HHOD xx

    Thanks everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    Enjoy your jaunt, hope your cold eases xx
    Nicnak wrote: »
    Hope you're feeling better soon x.
    abba1772 wrote: »
    Hope your headache shifts soon......enjoy your day out xx

    Thanks everyone :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • HairyHandofDartmoorHairyHandofDartmoor Forumite
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    beanielou wrote: »
    Hope you have a lovely jaunt.

    Thanks beanie :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • edited 10 February 2018 at 5:36PM
    HairyHandofDartmoorHairyHandofDartmoor Forumite
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    edited 10 February 2018 at 5:36PM
    Happy Saturday everyone :).

    I went to bed so early that I woke up at 7.00am this morning :rotfl:. I had a nice day despite my cold and persistent rain. I spent:

    £2.20 bus
    £2.65 latte
    £15.90 Mr T :eek:
    £3 Valentine card for DH :D
    £5 rubber earring backs

    Mr T was expensive because I got bananas, milk, cheese, cokes, fruit pot, cider and grapes. The grapes are DH's Saturday treat instead of chocolate. So much for only buying fruit and milk on top up shops :mad:.

    The earring backs are so I don't lose the silver earrings I bought last week, as I've been afraid to wear them in case I lose them.

    Since I got back I've cleaned out the furry moron (my most hated job :mad:) and put the dishwasher on. Now I just need to empty all the bins before I take it easy.

    I've put a pound back on :mad: but I'm not surprised as I've been drinking and eating more due to the stress of DH's hospital visits and DS2's travels :(. Plus I only did one park walk last week for the same reasons.

    So I need to get serious (again) with my diet. I had to get DS1 some chocolates and I refused a free chocolate sample in the shop :T. Not only that, I refused a free pretzel sample somewhere else :T. I'm impressed with my amazing will power :rotfl:.

    So today's meals include:

    Breakfast - oats and skim milk
    Lunch - cheese sandwich & satsuma
    Snack - banana
    Snack - apple
    Dinner - pasta bake
    Drinks - diet coke, tea with skim milk & cider

    If I stick to that then I'll do okay :).

    Exercisewise I've done so far: 12,293 steps, 5.30 miles, 24 floors & 19 active minutes.

    I hope you're all having a good Saturday so far :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £1,500/£5,000. EMERGENCY FUND 2 = £50/£5,000.
    CHRISTMAS SAVINGS = £144.37/£500
    PREMIUM BONDS ME = £300. PREMIUM BONDS DH = £300
  • WannabeFreeWannabeFree Forumite
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    Sounds like a nice day HH :)

    Enjoy your cider ;)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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