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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Our bunny is extremely dumb purplemum. When we let him out of his cage he runs around the living room trying to bite electrical wires, shoelaces, the skirting board; you name it and he tries to chew it :doh:

    He's also very moronic when it comes to his food; he doesn't know it's there even if it's right in front of him :doh:

    But he's very cute so we love him anyway :D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Lol he sounds like a right character
  • He certainly is. He's old enough to know better too because he's four years old which is probably middle aged for a bunny :naughty: . He may be useful at Easter though :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • DebtFreeDuo
    DebtFreeDuo Posts: 1,021 Forumite
    1,000 Posts Third Anniversary Combo Breaker
    Now I want a ripple and I have no chocolate in the house! Well done on passing straight past the sales, its hard not to think 'oh I'll just have a quick look' and then spend a few quid before you can even stop yourself.
    Change the way you see things and the things you see will change
  • I didnt realise mentioning the word Ripple would cause so many cravings :rotfl:

    I've done that so many times DFD but I refuse to be lured in now. I just think, yeah up to 50% off the stuff you couldn't sell at full price because it's probably rubbish to start with.

    Posting on here every day helps too :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • You are right about sales stuff. I have so much stuff that I don't use that has been bought in sales. A lot of it is going in a car boot sale next week. Is it wrong that I now fancy chocolate at 0747 after reading these posts? HaHa!
    Debt 04/11/22 - £0.00
    Emergency Fund Goal - £1000/£106.89
    Living Fund 1 Year - £2520/£640
    Travel Pot - £2000/£350
    Regular Saving Fund £4800/£400
  • Morning Hairy,

    Have a lovely day x
  • The chocolate cravings strike again Bonnie :rotfl:

    Thanks purplemum :)

    Today's plan is to take a broken floor fan, a shedding rug, a hose for our previous Hoover and a large dead plant to the tip.

    I may not have mentioned before that one of my goals is to de-clutter the entire house to make cleaning easier and for more efficient living. I love a minimal look but it's hard to achieve in a house with four messy adults and one tidy one :mad: (can you guess which is which?) Yesterday I took some of DH's old shirts, two books and some clip frames to the charity shop. I try and offload some clutter every Saturday :D

    DH is planning a second coat of paint on the front door (I'm so pleased he's doing this), whilst I need to do more laundry and clean the bathroom. And it's finally stopped raining :T

    Have a great Sunday everyone.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • MiMi66
    MiMi66 Posts: 199 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Hi Hairy Hands!

    I just read through your diary and so many similarities between us with the way debt has accrued and the challenges of living to a budget. Well done on negotiating those Full and Final payments and I hope so much you get good news tomorrow from your last creditor.

    I will subscribe and try to give you some of the care and support you have given me to get through my very dark times. Thank you so much for that - literally life saving and the value of these forums is down to people like you taking the time to support others xx
    MiMi66 ☺️
    - DEBT FREE September 2022
    Saving for home improvements and a holiday to see family in Australia.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    There nothing like a good visit to the tip. Or am I just being weird.

    So many people on the diarys decluttering. I wonder who will be the first to finish.

    Have a fantastic day.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
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