Finally Debt Free After 34 Years, But Still Need to Live Frugally

beanielou

You have a good Thursday too

EssexHebridean

Another who plods on with YouGov because at least you're guaranteed to actually get the survey they send you rather than getting screened out. It's going to take me more than a year though I fear! I find OnePoll is surprisingly worth it although it takes a long time to get to payout as the individual surveys are so short and at least when you do finally get paid out £40 is a decent lump. Love prolific though - but I admit I am choosy about the hourly-rate needing to be good enough on the studies I get offered!

beanielou

Just got a You Gov for 300 points :j

HairyHandofDartmoor

Wow lucky you! I got one today but it was only for 25 points :mad:

I forgot to say that I resisted buying any coke yesterday and transferred £6 into my new, Christmas savings fund. Well it's a start

Today was a dull day of work work work, but the highlight was a letter from M&S bank confirming that my credit card balance was zero and that they are going to close my account :T:T:T I feel like framing the letter and putting it on the wall

HairyHandofDartmoor

EssexHebridean wrote: »

Another who plods on with YouGov because at least you're guaranteed to actually get the survey they send you rather than getting screened out. It's going to take me more than a year though I fear! I find OnePoll is surprisingly worth it although it takes a long time to get to payout as the individual surveys are so short and at least when you do finally get paid out £40 is a decent lump. Love prolific though - but I admit I am choosy about the hourly-rate needing to be good enough on the studies I get offered!

I'll have to investigate One Poll Essex.

beanielou

Great news on letter from M & S :j :j

HairyHandofDartmoor

Thanks Beanie:)

Seasidegal58

Well done on the M&S card! Another brick knocked off the debt wall!

Re surveys I've only been doing them for about a month - PA is the best (£20 payout already) and One Poll comes second but I agree with EH that OnePoll is a slow process. I'm only up to £8.60 so far even though they're generous with the number of surveys they post for me. Re YouGov and Opinium - I've hardly had anything from them at all.

HairyHandofDartmoor

You Gov is slow but reliable so I've stuck with them over the years.

I've only done two surveys so far with PA so I'll see how that goes. You seem to have to do them on a pc or laptop and I only have access to a tablet in the evenings, so I'll have to do them in the daytime which is a shame as evenings can be dead time.

HairyHandofDartmoor

Well it's Friday, so only one more working day until DH can ring the final creditor. I'm trying not to get too excited about it as we probably won't get an immediate response and even then it may be a no.

It will probably go along the lines of:
DH Did you receive our letter?
CREDITOR What letter?
DH The letter we sent you a week Friday
CREDITOR Oh yes we do seem to have received that. I'll speak to my manager about it and ring you tomorrow with his response.

Sigh :mad:. Still at least it will restart the process after a five week delay. Nothing happens quickly in Debtland .

I didn't have a NSD yesterday after all as I had forgotten to factor in DS3's bus money, so another £5 down the drain. I'm going to find out exactly where he can catchthe free college bus as his journey will then cost us £2.20 instead of £4. It's lucky he only goes in three days a week, but that will still be £2.20 x 3 = £6.60 A week that I didn't include in my budget :doh:.

You can see how we got into debt can't you :mad:?

Anyway DS3 has decided to stay home today as it's his birthday and only a half day at college, so some money saved there .

Today's plan is walk followed by work again and hoping for a NSD and lots of surveys.

Have a good Friday everyone .