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Finally Debt Free After 34 Years, But Still Need to Live Frugally
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Happy half term Hairy xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x8 -
Have a happy & healthy half term.
Relax & rechargeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Happy half term"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7
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Happy half term break , I hope you are having a lovely rest with the family .Life is an adventure, never stop exploring.9
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i hope you enjoy the time off work for half term. I'm sorry to hear of the potential loss of work. Hopefully the TA will decide to keep things as they are.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”7 -
Enjoy the week off 👍January spends - £587.587
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milann said:I can imagine how cold the playground was....I actually said to dh One of the advantages of been off sick meant no playground duty in the cold.One of the children I cover at lunchtime when I’m in likes to head for a gap in the bushes and stands inspecting the leaves and bark for hours on end. The child has send and this is the shut down and reboot time. So whoever is with the child just stands nearby to make sure they’re is safe. It’s freezing and a tad boring but when they’ve had enough comes out and then runs and runs around anywhere......if a door is open can quickly sneak inside and run around the corridors. So 1-1 is needed. But on a cold day it gets very cold.
I hope you manage to get more hours if these hours drop. Somebody will eventually leave and hopefully you’ll fill the space.. Yes standing around to supervise children can be freezing.
Sun_Addict said:That’s disappointing if you lose some of the TA cover. I’m sure it won’t be long before something else comes up for you though. Children don’t feel the cold like we do. There was a boy running about on the park across the road yesterday with short sleeves on 🥶.
beanielou said:Oooh not long til half term.
Boo to the TA coverdoingitanyway said:Sorry to hear about the TA cover....
elizabethhull said:Gosh, £400 a month is a lot to lose if that happens.
Keeping my fingers crossed for you. Let's hope you can get a good deal with a new energy provider that will help.
DD2 has always been like me regarding the cold, and had to borrow a jumper for school photos as she never wore one !. Well it hasn't happened yet so I'll have to wait and see and keep my fingers crossed 🤞.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Nicnak said:Happy half term Hairy x
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beanielou said:Have a happy & healthy half term.
Relax & recharge.
jwil said:Happy half term.
Sunshine_girl2 said:Happy half term break , I hope you are having a lovely rest with the family ..
Seasidegal58 said:i hope you enjoy the time off work for half term. I'm sorry to hear of the potential loss of work. Hopefully the TA will decide to keep things as they are..
milann said:Enjoy the week off 👍.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
I do feel like I need a break from school as I feel tired and jaundiced. Mind you I feel a bit disenchanted with life generally at the moment as I feel like there's nothing to look forward to. It's the virus and the weather I think. I'm trying to be positive but it's hard going 😥.
On Saturday I was really tired and my feet were sore, so I just crashed all day apart from one clothes wash. Yesterday DH bought me some chocolates for Valentine's day ❤ so I ate those and relaxed, apart from washing some bedding.
Today I thought I'd better force myself to be a bit more proactive, although I feel tired and like doing nothing all day. I've definitely lost my enthusiasm for life at the moment 😒. I forced myself to collect my asthma inhalers from the chemist and I bought some face powder and mascara in Sprdrg using their three for two offer. Then I forced myself to go for a walk in the park 🌳🌲. It wasn't as crowded as I feared and I think it did me good. I need to build up my fitness, as although I do a lot of walking around at school I'm not walking up and down hills or doing brisk walking, so my fitness has really gone down since the summer.
When I got home from the park I emptied the kitchen bins and put a clothes wash on. So now I can reward myself by doing nothing for the rest of the day. I'm just going to read and catch up on here. I wish I could feel more positive but it's hard when you can't go anywhere and can't see anyone. I miss my wider family and going out for coffee and going to the National Trust gardens for walk 😔.
Anyway, enough moaning. I hope everyone else is having a good day 🙂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS8 -
HairyHandofDartmoor said:it's hard when you can't go anywhere and can't see anyone. I miss my wider family and going out for coffee
Still - its a lovely Spring day today, and only my own idleness stopped me putting washing outside to dry. DH is happy in the garden.
Hope as the week progresses you feel less tired and more refreshed with the break. I'm sure you need it.7
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