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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Lovely Christmas trees 
  • foxgloves said:
    I don't put my decorations up for a couple of weeks yet, HHoD, but your advent calendars have motivated me to go & fetch ours downstairs to hang it up ready for Dec1st. After all, I have filled it with chocolates & it's Advent Sunday tomorrow. I'm going to go & do it right now!
    F x
    I'm glad I've motivated someone to do something foxgloves 😁.
    milann said:
    Love the advent calendars. 
    I got my uniform from Barries too in St Anne’s Square. I remember being fascinated by the tubes they put cash in and it sped across the shop. My mum commented the prices they charged you’d have thought they’d have enough cash to update the system 😂😂
     Bet you’ll enjoy having ds home for Christmas and spoil him rotten. Hope his Christmas present isn’t too much washing 😂😂😂......I remember getting the place Christmas clean....then the washing arrived 😂😂😂😂
    DS3 does bring a lot of washing home 🙄 but it's worth it to have him home  😍.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • The little tree is so sweet. I bet there are some lovely memories attached to it. We are going into Tier 3 despite levels here being lower than a lot of Tier 2 areas. Oh well it is what it is 😐
    Thanks SA  🎅. The little tree does have memories, but as it's practically bald I think it will have to be binned next year and a new one purchased 🎄.

    That's such a shame you're going to be in Tier 3, the vaccine can't come too soon can it!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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