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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • Thanks Milann 🙂. I'd love to upgrade our Christmas trees 🎄🎄 but this is not the year to do it.
    DS3 is coming home on 19 December, we're going to collect him the day after I break up. He has a private landlord so can come home when he likes.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann said:
    All looking very festive there HHoD 🎄🎄🎄
    I remember going to the Green Shield stamp shop near Kendal’s. I also remember walking under the tunnel to the other side of Kendal’s near where Waterstones is now. 👍Sorry Hairy we’ve hi-jacked your diary with Manchester memories.
    I’m hoping to have a straight house and decorations up by next weekend...😂😂😂😂...wish me luck with that one 😳😳😳😂😂😂
    Do you know what your ds is doing for Christmas yet?
    My parents remember this too. They said it took you to St Anne's square 
    There was a travel shop there too they said x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • badmemory
    badmemory Posts: 9,784 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Nicnak said:
    My parents remember this too. They said it took you to St Anne's square 
    There was a travel shop there too they said x
    There was a school uniform shop there too (Barries?) that my mother was so disgusted with that after the first dress she refused to buy any more & made them herself.  She said she had seen skirts with more material in them during the war than they had!
    I'd forgotten about the underpass!
  • Well Devon is in Tier 2 which I fully expected as we were heading that way before the latest lockdown. We can't see anyone indoors, but with the virus levels high I'm not sure I want to, although as I spend every day at school with dozens of adults and hundreds of children it does seem a bit bonkers sometimes 🙄.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Lovely tree,  there appears to be a very cute rabbit, is that a Furry Moron reminder ?
    Thanks Elizabeth 🙂. The arctic hare bauble is from the NT shop and DS1 bought it for half price last year in the after Christmas sale. He bought an arctic fox bauble at the same time. We all like rabbits in this house  🐰🐇.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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