Finally Debt Free After 34 Years, But Still Need to Live Frugally

Sunshine_girl2

Good to hear you are enjoying half term doing things you enjoy like being outside. Buying your skirts was a great bargain . Have you any news on when you are having the house done ?i hope the car passed its mot , always a worry cars . You are being very supportive of your sister and I am sure she will be immensely grateful to you phoning her . 

Enjoy the rest of your break. 

teafor2

Hi HHD Glad you're enjoying your half term. We've been to the van for a couple of days  and hardly managed a walk around the site because of the relentless rain, but a change of scene is always welcome. Hope the car passed it's MOT. Dare I ask what your plans are for Christmas with your DS coming home or haven't you given it any thought yet? xx

milann

Glad half term is going well with a nice mixture of getting things done and getting out and about.

HairyHandofDartmoor

jwil said:

Hope the MOT went ok x

Thanks Jwil. Not so great unfortunately.

HairyHandofDartmoor

Sunshine_girl2 said:

Good to hear you are enjoying half term doing things you enjoy like being outside. Buying your skirts was

milann said:

Glad half term is going well with a nice mixture of getting things done and getting out and about.
Thanks Milann

 a great bargain . Have you any news on when you are having the house done ?i hope the car passed its mot , always a worry cars . You are being very supportive of your sister and I am sure she will be immensely grateful to you phoning her . 

Enjoy the rest of your break. 

Thanks Sunshine . We're still waiting for the builder to give us a quote, I only asked him a month ago! But he's said he'll pop around next week now.

teafor2 said:

Hi HHD Glad you're enjoying your half term. We've been to the van for a couple of days  and hardly managed a walk around the site because of the relentless rain, but a change of scene is always welcome. Hope the car passed it's MOT. Dare I ask what your plans are for Christmas with your DS coming home or haven't you given it any thought yet? xx

Thanks TF2 . The weather has been a bit grim. DS3 is coming home as far as I'm concerned, bringing him home is an essential journey. While he's here he always quarantines himself anyway!

HairyHandofDartmoor

The car cost £350 to get through the MOT which was very unwelcome news  😣. We may have to pay the car insurance monthly now instead of up front as we prefer to do, but we'll see.

On Thursday I met my niece for coffee in the morning ☕. The weather was bad 💦🌧 ☔ so we went into a coffee shop, but it was a big place the tables were well spaced out and we had to order from our table using an ap, so it seemed reasonably safe. We had a really good catch up for a couple of hours 🙂. I went to Mr M on the way home and in the afternoon helped DH do the dreaded VAT return 😟, at least it's done now anyway and we haven't paid a penalty for about 18 months I reckon 🙂.

Today we met aunt, uncle and my cousin at a NT place. It was raining 💦🌧☔ but the autumn colours looked lovely as we walked all around the gardens 🍂🍁 and I always like seeing family. We ended up going into the coffee shop ☕ after our walk as the weather was so awful, but we ate a picnic in our cars when we arrived so spending was minimal. I just bought my niece a birthday card in the shop apart from that. I did enjoy looking at the Christmas decorations in the shop 🎅 . As we were only out for a few hours I managed to do some washing and empty the kitchen bins.

I can't believe my half term is over 😥. It's gone really quickly. We've had rain every day except Monday but we've had some good autumn walks, seen some family members and I've caught up a bit more with the housework, washing and ironing. I certainly needed the break from school.

I've just seen that school staff can get 10% discount in Mr M between 2nd November and the beginning of January, so that will save me some money on food including the Christmas food shop 💷😀 . 

I hope everyone is having a good Friday  🙂.

beanielou

Good news on the Mr M discount.
Saw it advertised & thought of you.
Boo to the MOT.

HairyHandofDartmoor

beanielou said:

Good news on the Mr M discount.
Saw it advertised & thought of you.
Boo to the MOT.

Thanks Beanie 🙂. If I spend £3,000 on food maybe my discount will pay for the MOT 😂🤣.

Sun_Addict

Boo to the MOT cost 👎 Good you can get the Mr M discount, it all helps 👍 I get discount at Mr M courtesy of DD working there, used to be 10% but convinced it’s gone down to more like 5%. I work as an essential worker for the very place that ultimately pays for schools and hospitals but this is never recognised.

doingitanyway

Glad you managed to enjoy outdoor activities despite the weather.
I've managed a little bit of gardening in the drizzle today.
Have a good weekend.