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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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  • I managed to get a couple of small Xmas presents in the charity shop and bought some more echinaccea (£11.89 :eek:).

    I spent over £13 in Tesco :eek: I got bread, bananas and satsumas plus DH requested grapes and pastries to help him get better! Food prices seem to be going up and up e ery time I visit :mad:.

    Costalot was so busy that I nearly couldn't find a seat :mad: but my coffee was lovely :D.

    I feel a bit tired and rough myself now, but had to clean out the furry moron because his cage was a bit stinky.

    We're going to my parents house tonight for takeaway curry as they have some family visiting for the weekend. So DH has offered to wrap up their presents to take whilst I have a shower. It will be nice not to have to cook :).

    Have a good Saturday everyone.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Curry sounds good. In fact I might make myself one.

    Not so good the cost Echinacea. Being poorly or trying to avoid it always seems costly.

    Take care honey
    And take care of OH
    Pauline
    Don't get it perfect - Get it going
    Better Than Before
  • Just catching up after a few days away from the diaries. So pleased DS is home safely and you’ve caught up on your sleep!

    Hope you don’t catch the lurgy Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Hope you enjoy the curry
  • Sun_Addict
    Sun_Addict Posts: 24,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy the curry and hope you feel better tomorrow xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • System
    System Posts: 178,369 Community Admin
    10,000 Posts Photogenic Name Dropper
    Have a lovely evening , the curry may be good for keeping the illness at bay.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Glad DS is back now and you can at least stop worrying about that.
    These bugs going round are really wiping people out at the minute.

    We had curry last night too, and I sort of regret it. It wasn't nice at all.

    I've noticed that prices have doubled in the supermarkets on some items. I usually buy these onion ring crisps from T co and they are 80p. Always 80p. I went in to get some for my form party and they were £1.50 or three for £3. Even at three for £3 they're 20p more than they were. No wonder people struggle at Christmas for food shopping, or spend hundreds. They put in normal stuff at double the price without realising and rather than check leave it because 'it's Christmas' (I am talking about the previous me here!) but can imagine quite a lot of people do this without fully looking at the bill. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • The curry was lovely Pauline, Lucky, redo, SA and Nicnak. My parents are regulars so they gave us a free bottle of wine too :T.

    My step sister and her DH were down for the weekend from Wales and I really enjoyed seeing them :). I remembered to give them their presents and a Christmas card too. DS1 came with us, but DS2 and DS3 wanted to do their own thing.

    Today I finally have a day when I can write all my Christmas cards and wrap up a few presents. I'm looking forward to getting on top of that.

    Apart from that I want to catch up with some laundry and relax with a few Christmas films.

    DH seems much better this morning and he was able to eat curry last night. I always know when he's really ill as he can't eat ;). I feel better too this morning, but still a bit borderline so I'm not going to overdo it.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • I hate it when DH is ill because he has me running around doing things for him. I made him some toast this morning and now he wants me to make him porridge :mad:.

    An update on BIL by the way. He's finished his radiotherapy and hasn't had too many ill effects. Presumably they are monitoring him to see if it's having an effect on the tumours. He starts chemotherapy in the new year.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • You lot really are battling the dreaded lurgies but glad to hear things appear to be on the turn. Just try not to wear yourself out over the next few days as it's so easy to overdo things when you start to improve. Does DS2 have an idea how much all the admin and paperwork costs to move overseas?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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